The Teams Working for You

FIRST ALLIED SECURITIES, INC., MEMBER FINRA/SIPC

WEALTH MANAGEMENT

SOLUTIONS

RETIREMENT

COLLEGE FUNDING

Just as I stand behind you to help you pursue

your financial dreams, I have teams standing

behind me and supporting my business. These

firms also strengthen our relationship by provid-

ing the resources I need to better serve you.

RESEARCH

LEGACY BUILDING

PLANNING

I think it’s important for you to know who these providers are and why I have chosen to work with them.

My Broker/Dealer: First Allied

I am affiliated with First Allied Securities, one of the pre-mier broker/dealers in the U.S. and part of the family of independently managed firms of Cetera Financial Group. Cetera Financial Group is the retail investment advice division of RCS Capital Corporation, a publicly traded company (NYSE: RCAP), focused on serving the needs of investors with best-in-class solutions.

As my broker/dealer, First Allied is responsible for executing trades on your behalf. Like all broker/dealers, it must undergo regular auditing and is required to meet specific net capital requirements to ensure it can meet its obligations to investors like you. But their support for our relationship goes well beyond the function of trade executor.

My affiliation means that I am not held to a sales quota or tied to selling proprietary products. I have the indepen-dence and freedom to recommend the financial solutions that best suit your needs, ensuring your objectives drive all decisions. The network of people and resources I have access to helps us pursue your unique goals and vision for the future.

And the depth of support I receive includes areas such as wealth management solutions, technology, research, product due diligence, continuing education and industry insight that helps me make more informed decisions. First Allied conducts regular audits of my business and I’m given the regulatory supervision, guidance and train-ing to ensure that I am informed of regulatory changes and requirements—oversight that also helps protect you.

Our Custodian: Pershing LLC

While a broker/dealer helps supervise and facilitate the trading that converts your cash into invested assets, those assets are actually held by a custodian. Through First Allied, Pershing custodies individual retirement accounts (IRAs) to ensure they meet Internal Revenue Code requirements for tax deferral. Pershing also custodies brokerage accounts (including the brokerage accounts within IRAs) and fulfill a legal responsibility for safeguarding your assets while also providing related administrative services on your behalf, including settlement of purchases, tax and account record keeping, monthly statements, confidentiality and data integrity protections, and more.

Like First Allied, Pershing has to meet certain net capital requirements and is subject to regular audits, both inter-nally and by independent firms, to ensure the appropriate handling, segregation and protection of investors’ assets. Pershing is a subsidiary of the Bank of New York Mellon Corporation, which is the nation’s oldest continuously op- erating bank and one of the world’s leading providers of securities services.*

*bnymellon.com

My Most Important Connection Is with You

While First Allied and Pershing play important roles in my day-to-day servicing of your needs, the most impor-tant relationship I have is undoubtedly with you—and First Allied and Pershing model their services based on that fact. In short, the greatest value of my affiliation with an independent broker/dealer like First Allied is that it makes it easier for me to work for you.

If at any time you would like more information about First Allied, Cetera Financial Group, RCS Capital Corporation, or Pershing, please do not hesitate to ask. I want you to feel confident that you understand—to your satisfaction—how we work with and through these firms, why I have chosen to work with First Allied, and the absolute priority both First Allied and I place on your financial welfare.

*Figures current as of December 2014.

First Allied delivers best-in-class advisory products and solutions and sophisticated trading and technology platforms.

Strength from Integrity

While First Allied may be a new name to you, over the past 20 years, its family of companies has grown to provide administration for more than $31 billion* in client assets, delivering best-in-class advisory products and solutions and sophisticated trading and technology platforms to me and approximately 800 other advisors nationwide. First Allied has achieved this growth by setting the standard in professional ethics and compliance oversight. It is one of the most important reasons I have chosen to affiliate with them. And, in doing so, I must meet and continuously ad-here to First Allied’s strict policies and culture of risk man-agement. Additionally, the investments I recommend have been rigorously reviewed and approved by the industry experts of their Research and Due Diligence teams. While this doesn’t remove the normal risks associated with investing, it does ensure that the investments represent legitimate opportunities, are based on well-understood economic models, and carry strong economic merit within the current market.

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Product Providers

Securities and Exchange Commission (SEC)

Financial Industry Regulatory Authority (FINRA)

Custodian of Accounts Pershing LLC

RCS Capital’s retail advice division is dedicated to helping America’s mass affluent investors receive professional, independent, unbiased investment advice through its network of financial advisors located throughout the U.S.

Retail Advice

AdvisorFINRA

SEC

Custodian

Product Provider

RCS Capital

First Allied

Investor

© 2015 First Allied Securities, Inc. 14-0905 FAS-6004/Feb 15-F