Family Travel Insurance: Family Travel Insurance: Family Travel Insurance: Protect Your Family Protect Your Family Protect Your Family While on VacationWhile on VacationWhile on Vacation

Family Travel Insurance: 1

Protect your Family While

on Vacation

Important Travel Health 9

Tips to Keep in Mind

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You and your family are going on a long

overdue vacation. After working so hard,

you know that both you and your better

half deserve a break. The kids’ diligent

work at school also warrant some kind of

an award. There is no better way to do it

than to go on a trip with the people who

matters most to you.

Going on a family vacation is fun but it

entails extensive planning and

preparation. One of the things that you

should plan for is the family travel

insurance. Getting family travel insurance

is important to protect your family from

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certain kinds of unfortunate predicaments

including but not limited to sickness,

accidents, lost baggage, and cancelled or

delayed flights.

Before you purchase one for your family,

here are some of the things you need to

know about this particular insurance

policy that will help you make an

informed decision.

Study your options

There are various kinds of travel

insurance: visitor insurance, visitor

medical insurance, trip cancellation

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insurance, baggage loss insurance, and

many more. It is imperative that you

study about all the types of coverage to

ensure that you don’t only get everything

that you need but you also don’t end up

getting something that you already have

in other insurance policies such as

homeowner’s and medical insurance.

Also, you have to analyze further the

inclusions and exclusions of the policy.

For example, for medical travel insurance,

inquire what specific sicknesses and

injuries are covered. It is best that you get

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a policy that covers also the expense of

returning home for treatment particularly

if you are traveling to remote areas or

exotic destinations that do not have

modern medical facilities. Moreover, since

you are traveling with kids, you would

definitely want the coverage for trip

cancellation. Kids are very unpredictable

so you must make allowance for possible

occurrences that may cause you to cancel

your trip. This policy will cover plane

tickets, non-refundable reservations, and

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and so on.

Shop around

Be sure to shop around the insurance

market extensively before you make a

final decision on what policy to buy. Aside

from studying the inclusions of the policy

as advised earlier, you must also compare

the rates of different policies so you can

get the best value for your money.

Probe the insurance company

Furthermore, do a background check on

all the companies that you are eyeing for.

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You would not want to rely on an

insurance company that is notorious for

not awarding claims to its policyholders.

Check with the Better Business Bureau so

you can find out if an insurance company

is plagued with negative feedback.

Get one-package insurance

for the whole family

It is not advisable to get separate policies

for each of the family member. Not only

would this cost you much more, it will

also make things more difficult when it

comes to making a claim for

compensation. Getting family insurance

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that covers the family members

collectively is always the safe bet.

Good luck on your trip!Good luck on your trip!Good luck on your trip!

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Important Travel Health

Tips to Keep in Mind

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While going to different places is always a

fun experience, traveling can also be

tiring and stressful at times, especially

when there are cases of lost baggage,

delayed flights, or accidents along the

way. The nature of traveling can

sometimes take a toll on a person’s

health, weakening his/her immune

system, and making him/her susceptible

to different kinds of viruses and illnesses.

Because of this, it is important that one

prioritize his/her health and safety while

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traveling. Keep these travel health tips in

mind so you can enjoy your vacation

without having to worry about your

health.

Be fit and healthy

Prior to the trip, make yourself fit and

healthy by getting regular exercise. Even if

your work is up to your eyeball, you don’t

have any excuses not to exercise simply

because working out can be done without

having to hit the gym. You can

incorporate exercise into your daily

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routine. Instead of riding the car to work,

ride a bike or walk. Instead of using the

elevator, climb the stairs. Instead of

discussing work plans with your

officemate over online chat, walk up to

him or her. Instead of hitting the showers

the first thing in the morning, do a

couple of sit-ups and jogging in place

first. Not only that, you should also have

a well balanced meal packed with

nutrients, vitamins, minerals, and

antioxidants. Go for foods that are low in

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fat but high in fiber and nutrients. Be sure

to get enough sleep as well. You would

not want to be lethargic and sluggish

during your trip.

Take it slow

Don’t sweat the small things. Stress over

planning and preparations can get the

better of you that you wouldn’t have

sufficient energy to enjoy the trip. Get

help from other people for things like

packing, buying airline tickets, and so on.

During the trip, don’t cram all the things

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to see in one day. Make sure you pace

yourself the right way so you don’t

consume all your energy on your first day.

Remember, it’s not about the quantity but

the quality of the vacation. Try to relax

your mind and calm your nerves by

engaging in fun and laidback activities.

After all, going on a vacation is about

relaxation.

Get travel health insurance

Don’t leave home without the right

visitor health insurance. Some insurance

companies offer services online so you

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so you don’t have to worry about visiting

these companies personally to get

visitors insurance. USA, Europe, Asia, and

many parts of the world are covered

mostly in these policies. Make sure that

you check to see what locations the

policy covers and what inclusions are

there in the policy so you know you are

getting the right one.

Visit the doctor

Before you leave for your trip, go to the

doctor for a complete medical checkup.

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This way, you would know if you are fit

enough for the trip. The doctor will also

advise if you need to bring any

medication for your trip. Moreover, you

would also be able to get the necessary

immunizations that you need, particularly

if you’re traveling to remote or exotic

destinations.

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