fall home & garden improvements

2
Build Your Dreams Planning a home renovation? Talk to our mortgage specialist from the comfort of your home or in branch. 1.800.667.7477 conexus.ca FOR A WORRY-FREE WINTER Exceptional 0ffers cubcadet.ca FINANCING 0 % UP TO 36 MONTHS ON SELECT SNOW THROWERS ONLY OFFER VALID UNTIL DECEMBER 1 ST * o.a.c. The choice is yours! 0nly at your local Independent Cub Cadet Dealer. OR CASHBACK $250 ON SELECT SNOW THROWERS ONLY** OFFER VALID UNTIL DECEMBER 1 ST * * At your participating Cub Cadet dealer. Financing on approved credit. 0% financing over 36 months is valid until December 1st, 2012, upon the purchase of a Cub Cadet snow thrower with a retail value of $1,000 and higher. Also available : 0% over 12 months or 24 months upon the purchase of a Cub Cadet snow thrower with a retail value of $500 and higher. Valid until December 1st, 2012. ** $250 cashback upon the purchase of a Cub Cadet small frame snow thrower (models : 71024C, 90026C, 10528C, 11530C and 11530C TRACK). Taxes, freight, PDI extra. Some conditions may apply. Details at your participating Cub Cadet dealer. Offers may not be combined with any other offer. Images may not reflect dealer inventory and/or unit specifications. Farm Equipment Ltd. Sales 682-2592 • Fax 682-5035 Parts & Service 682-2591 Highway 5 East, Humboldt, SK www.hergottcaseih.com With the economy still struggling, money is tight for many homeowners. That reality can present a problem to those who want to improve their homes without spending too much money. The cost of a home improvement project depends on a host of factors, in- cluding the scale of the project and the availability of materials. Upscale proj- ects like a full roof replacement will set homeowners back a substantial amount of money. In its 2011-2012 “Cost vs. Value Report,” Remodeling magazine revealed that the average cost of a such a project was nearly $38,000. However, a smaller project like a garage door re- placement could be completed for few- er than $3,000. When deciding if a home improve- ment project is within your budget, it’s a good idea to consult such Àgures before choosing a project. For example, if your home is a Àxer-upper, then one project may not be more urgent than another, something that may allow you to choose less expensive projects now while saving money for more expen- sive projects down the road. It’s also important for homeowners to know that Àgures such as those in the “Cost vs. Value Report” are just av- erages. Some projects might cost more than the average, while others might come in well under budget. To ensure your project is one of the latter and not the former, consider the following ways to trim costs off your next home improvement project. * Avoid the DIY movement if you don’t have adequate experience. Many homeowners fall into the DIY trap, feel- ing they can pull off a project without hiring a professional contractor. While this is an option for those homeowners with home improvement experience, it’s an approach that’s best avoided by those without such experience. Hom- eowners who decide to go it alone on a home improvement project should know that mistakes are costly. One mistake could have you paying for the same materials twice: once when you begin the project, and then again when you need to hire a contractor after your efforts didn’t work out. A failed DIY project also costs you time, something homeowners hoping to sell their homes post-project cannot afford to waste. * Hire the right contractor. The best contractor for the job won’t necessar- ily be the one who comes in with the lowest estimate. The right contractor will know how long a project will take and what the materials will cost. The wrong contractor, who might lack the experience of his competitors, might make empty promises that ultimately cost you more money via overrun costs. Find a contractor who comes highly recommended and is willing to provide references and show you his or her past projects like the one you’re hiring him or her undertake. If you hire the wrong contractor, the project may never be completed and you may Ànd yourself in court, where the money you had budgeted for home improvements is being spent on lawyers instead. * Consider supplying your own ma- terials. If you diligently research your project, you should be able to buy the materials yourself, even if you plan on hiring a contractor to do the work. Some contractors mark up the mate- rials as a means of padding the bill. If you research the project and learn about the materials you want to use, you can save a substantial amount of money buying those materials yourself and then hiring a contractor. * Don’t overlook recycled materials. Buying recycled materials is another way to reduce home improvement costs. Bathroom Àxtures, doors, Áoor- ing, and lighting are just a few of the materials that are commonly recycled and resold at a fraction of the cost of new materials. Shop around for stores in your area or peruse the Internet for recycled materials. Homeowners un- dertaking a replacement project rather than a remodel might even be eligible for tax breaks if they donate their old materials. * Choose projects that provide more bang for your buck. Another way to save is to choose projects that provide a strong return on your investment. The “Cost vs. Value Report” compares the cost of popular remodeling projects with the value those projects retain at resale. If money is a motivating factor behind your project, choose a project that will get you the most money back at resale. While the economy has not neces- sarily been kind to the home improve- ment industry, there are still plenty of homeowners looking to improve their homes. Savvy homeowners can do just that and save some money along the way by putting a few strategies to work for them. FH129460 How to save on home improvement projects HOME & GARDEN IMPROVEMENTS Friday, September 21, 2012 ECT 19

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Page 1: Fall Home & Garden Improvements

BuildYour Dreams

Planning a home renovation?Talk to our mortgage specialist fromthe comfort of your home or in branch.

1.800.667.7477conexus.ca

FOR A WORRY-FREE WINTERExceptional 0ffers

cubcadet.ca

FIN

AN

CIN

G0%UP TO 36 MONTHS

ON SELECT SNOW THROWERS ONLYOFFER VALID UNTIL DECEMBER 1ST*

o.a.c.

The choiceis yours!

0nly atyour local

Independent

Cub Cadet Dealer.

ORCASHBACK$250

ON SELECT SNOW THROWERS ONLY**OFFER VALID UNTIL DECEMBER 1ST*

* At your participating Cub Cadet dealer. Financing on approved credit. 0% financing over 36 months is valid until December 1st, 2012, upon the purchase of a Cub Cadet snow thrower with a retail value of $1,000 and higher. Also available : 0% over 12 months or 24 months upon the purchase of a Cub Cadet snow thrower with a retail value of $500 and higher. Valid until

December 1st, 2012. ** $250 cashback upon the purchase of a Cub Cadet small frame snow thrower (models : 71024C, 90026C, 10528C, 11530C and 11530C TRACK). Taxes, freight, PDI extra. Some conditions may apply. Details at your participating Cub Cadet dealer. Offers may not be combined with any other offer. Images may not reflect dealer inventory and/or unit specifications.

Farm Equipment Ltd.Sales 682-2592 • Fax 682-5035

Parts & Service 682-2591Highway 5 East, Humboldt, SK

www.hergottcaseih.com

With the economy still struggling, money is tight for many homeowners. That reality can present a problem to those who want to improve their homes without spending too much money.

The cost of a home improvement project depends on a host of factors, in-cluding the scale of the project and the availability of materials. Upscale proj-ects like a full roof replacement will set homeowners back a substantial amount of money. In its 2011-2012 “Cost vs. Value Report,” Remodeling magazine revealed that the average cost of a such a project was nearly $38,000. However, a smaller project like a garage door re-placement could be completed for few-er than $3,000.

When deciding if a home improve-ment project is within your budget, it’s a good idea to consult such gures before choosing a project. For example, if your home is a xer-upper, then one project may not be more urgent than another, something that may allow you to choose less expensive projects now while saving money for more expen-sive projects down the road.

It’s also important for homeowners to know that gures such as those in the “Cost vs. Value Report” are just av-

erages. Some projects might cost more than the average, while others might come in well under budget. To ensure your project is one of the latter and not the former, consider the following ways to trim costs off your next home improvement project.

* Avoid the DIY movement if you don’t have adequate experience. Many homeowners fall into the DIY trap, feel-ing they can pull off a project without hiring a professional contractor. While this is an option for those homeowners with home improvement experience, it’s an approach that’s best avoided by those without such experience. Hom-eowners who decide to go it alone on a home improvement project should know that mistakes are costly. One mistake could have you paying for the same materials twice: once when you begin the project, and then again when you need to hire a contractor after your efforts didn’t work out. A failed DIY project also costs you time, something homeowners hoping to sell their homes post-project cannot afford to waste.

* Hire the right contractor. The best contractor for the job won’t necessar-ily be the one who comes in with the lowest estimate. The right contractor

will know how long a project will take and what the materials will cost. The wrong contractor, who might lack the experience of his competitors, might make empty promises that ultimately cost you more money via overrun costs. Find a contractor who comes highly recommended and is willing to provide references and show you his or her past projects like the one you’re hiring him or her undertake. If you hire the wrong contractor, the project may never be completed and you may nd yourself in court, where the money you had budgeted for home improvements is being spent on lawyers instead.

* Consider supplying your own ma-terials. If you diligently research your project, you should be able to buy the materials yourself, even if you plan on hiring a contractor to do the work. Some contractors mark up the mate-rials as a means of padding the bill. If you research the project and learn about the materials you want to use, you can save a substantial amount of money buying those materials yourself and then hiring a contractor.

* Don’t overlook recycled materials. Buying recycled materials is another way to reduce home improvement

costs. Bathroom xtures, doors, oor-ing, and lighting are just a few of the materials that are commonly recycled and resold at a fraction of the cost of new materials. Shop around for stores in your area or peruse the Internet for recycled materials. Homeowners un-dertaking a replacement project rather than a remodel might even be eligible for tax breaks if they donate their old materials.

* Choose projects that provide more bang for your buck. Another way to save is to choose projects that provide a strong return on your investment. The “Cost vs. Value Report” compares the cost of popular remodeling projects with the value those projects retain at resale. If money is a motivating factor behind your project, choose a project that will get you the most money back at resale.

While the economy has not neces-sarily been kind to the home improve-ment industry, there are still plenty of homeowners looking to improve their homes. Savvy homeowners can do just that and save some money along the way by putting a few strategies to work for them.

FH129460

How to save on home improvement projects HOME & GARDEN IMPROVEMENTS

Friday, September 21, 2012 ECT 19

Page 2: Fall Home & Garden Improvements

Did you know that being green saves money, especially around the house? Homeowners annually lose hundreds of dollars to inef cient appliances and a drafty home. Making simple changes can bene t the planet and your bottom line.

Choose the right appliancesAppliances in your home as well as

certain behaviors can have a consider-able impact on how much energy is con-sumed. The Energy Information Admin-istration reports that the average home uses approximately 1,000 kilowatt hours (kwh) each month. Kwh is measured by multiplying the number of 1,000 watts of electricity used by the number of hours the device is in use.

Every appliance has a different mea-sure of electricity usage. Here are some examples of common appliances in the home and how much energy they con-sume in one hour, courtesy of Bright Hub.

Electric clothes dryer: 6,000 wattsWashing machine: 425 wattsRefrigerator : 188 wattsDishwasher: 200 wattsCentral AC: 6,000 wattsWindow AC: 1,300 wattsFlat screen TV: 150 wattsLCD TV: 213 wattsVacuum: 1,100 wattsFreezer: 273 wattsWater heater: 473 wattsToaster oven: 1,200 wattsCoffeemaker: 1,200 wattsDesktop computer: 95 wattsDVD player: 25 wattsCable box: 20 wattsLaptop: 50 wattsSelecting energy-ef cient appliances

and using them in a conservative man-ner can reduce energy usage and the cost of your monthly utility bill. Try to run high-wattage appliances during the evening or early-morning hours when energy rates may be reduced. Also, if

the weather will be warm, running these appliances during cooler hours prevents the home from heating up even more -- possibly requiring the additional use of an air conditioner.

Unplug appliances when they’re not in use to avoid vampire drain. Many appliances still draw a small amount of power even when turned off. Also, be sure to properly insulate and position appliances so they can run at the highest level of ef ciency.

Energy auditYou can request or hire individuals to

conduct an energy audit or home energy assessment. According to the U.S. De-partment of Energy, the audit will assess how much energy your home consumes and evaluate what measures you can take to make your home more energy ef cient.

If you prefer to do an energy audit yourself, you can look at a few key ar-eas around the home where there may be air leaks or inef cient uses of energy. First, turn off any combustible applianc-es, such as water heaters and furnaces. Make sure the windows are closed, then turn on exhaust fans in the bathroom and kitchen to suck the air out of the rooms. Feel around outlets, doors, win-dows, baseboards, replaces, and attic hatches for any apparent leaks. Use a stick of incense to easily see the ow of air in the incense smoke.

If any leaks are found, address each one. This generally involves recaulking or sealing around points of entry. The DOE says the potential energy savings from reducing drafts in a home may range from 5 percent to 30 percent per year.

Additional stepsThere are other steps you can take to

make a home more ef cient.* Install solar panels to draw power

from the sun.* Plant deciduous trees or bushes on

the south- and west-facing areas of the home. The leaves will shade the home during the summer months and fall off to allow sunshine in during the winter months.

* Plant bushes by the front door to act as a wind buffer.

* Use skylights to add light and warmth from the sun to the home.

* Think about using motion-activated lights in the home.

* Install a new pro-grammable thermostat.

* Check the insulation in attics and basements and install new if the in-sulation you currently

have is no longer ef cient.Save energy and money by making

easy adjustments and improvements around your house.

EL126146

ANNUAL AUTUMNBONANZAOCTOBER 1st TO 31st

WATCH FOR DETAILS...

Electrical ContractorsPH: 682-3352 • FAX: 682-5490

Email: [email protected] of operation are

Monday thru Friday 8:00 a.m til 5:00 pm

HERGOTTELECTRIC

LTD.

Make your home more energy-efficient

20 ECT Friday, September 21, 2012