· factors responsible for the grapevine phenomenon 15 types of grapevine chains 15 merits of the...
TRANSCRIPT
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Preface to the Fourth Edition I-5
Preface to the First Edition I-7
Some opinions about the book I-9
Chapter-heads I-11
PART 1
COMMUNICATION - AN OVERVIEW
1
COMMUNICATION : ITS MEANING AND NATURE
� Meaning of Communication 3
� Social Aspect 3
� Ingredients of Communication 3
� Features of Communication 4
� Conversational in Nature 5
� Key Points 5
� Review Questions 6
2
IMPORTANCE AND PURPOSE OF COMMUNICATION
� Introduction 7
� Part of the process of change 7
� Factors responsible for importance of communication 7
� Large Size of Organizations 7
� Growth of Trade Unions 8
� The Human Relations Aspect 8
� Public Relations Aspect 8
� Technological advancement 8
� Advances in Behavioural Science 8
� Purpose of internal communication 8
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� Purpose of external communication 9
� Key Points 9
� Review Questions 9
3
DIMENSIONS OF COMMUNICATION
� Introduction 10
� Downward Communication 11
� Problems of downward communication 11
� Upward Communication 12
� Problems of upward communication 12
� The Concept of Ombudsperson 12
� Lateral or Horizontal Communication 12
� Diagonal or Crosswise Communication 12
� Key Points 13
� Review Questions 13
4
CHANNELS OF COMMUNICATION : FORMAL vs. INFORMAL
� Introduction 14
� Formal Channel of Communication 14
� The influence of formal channels of communication 14
� Informal channel of communication 14
� Factors responsible for the grapevine phenomenon 15
� Types of grapevine chains 15
� Merits of the Grapevine 15
� Demerits of grapevine 16
� Effective use of the grapevine 16
� Key Points 17
� Review Questions 17
5
PATTERNS OF COMMUNICATION OR ‘COMMUNICATIONNETS’ IN ORGANISATIONS
� Introduction 18
� The basic question 18
� Factors influencing organizational communication 18
� Formal channels of communication 18
� Authority structure 19
� Job specialization 19
� Information ownership 19
� Patterns of communication 19
� Limitations of communication patterns 20
� Key Points 20
� Review Questions 20
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6
MEANS/MEDIA OF COMMUNICATION : IMPORTANCE OFVERBALIZATION OR USE OF WORDS
� Introduction 21
� Man’s compulsive instinct to verbalize 21
� Content words vs. function words 22
� The living dynamic nature of language 22
� Words and dictionaries 22
� The contribution of the corporate world 23
� The American influence 23
� The importance of English 23
� Three crucial factors regarding the use of words 24
� The location of meaning in the mind 24
� Denotative vs. connotative meaning 24
� Context 24
� Key Points 24
� Review Questions 25
7
A LOOK AT SOME PROMINENT TRADE NAMES
� Introduction 26
� Coinage of trade names 26
� Key Points 28
� Review Questions 28
8
VERBAL COMMUNICATION : ORAL
� Introduction 29
� Formal vs. Informal oral communication 29
� Advantages of oral communication 29
� Limitations of oral communication 30
� Listening 30
� Silence as communication 31
� Key Points 32
� Review Questions 32
9
TELEPHONE CONVERSATION
� Introduction 33
� Answering a business telephone call 33
� Telephone etiquette 34
� Some likely situations 35
� Booking an airline ticket 36
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� Dealing with a complaint 36
� Key Points 37
� Review Questions 37
10
VERBAL COMMUNICATION : WRITTEN
� Introduction 38
� Salient features of written communication 38
� Written communication in business 39
� Advantages of written communication 39
� Limitations of written communication 40
� Conclusion 40
� Key Points 40
� Review Questions 40
11
NON-VERBAL COMMUNICATION : KINESICS OR BODY LANGUAGE
� Introduction 41
� Reflection of thought, feelings and position 41
� Importance of body language 41
� Facial expression 42
� Eye contact 42
� Gestures 42
� Head, body shape and posture 43
� Appearance 43
� Effective use of body language 43
� Advantages of body language 44
� Limitations of body language 44
� Key Points 45
� Review Questions 45
12
NON-VERBAL COMMUNICATION : PARALANGUAGEOR PARALINGUISTICS
� Introduction 46
� Voice 46
� Pitch variation 46
� Speaking speed 46
� Pause 47
� Non-fluencies 47
� Volume variation 47
� Proper Word Stress 47
� Mixed Signals 48
� Overall Impression of Oral Message 48
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� Advantages of paralanguage 48
� Limitations of paralanguage 48
� Key Points 49
� Review Questions 49
13
NON-VERBAL COMMUNICATION : PROXEMICS OR SPACE LANGUAGE,TIME LANGUAGE & SURROUNDINGS
� Introduction 50
� Proxemics or Space Language 50
� Intimate Space Language 51
� Personal Space Language 51
� Social Space Language 51
� Public Space Language 51
� Fixed and Semi-fixed Spaces 51
� Space Use 52
� Time Language 52
� Surroundings 52
� Colours 52
� Layout and Design 52
� Conclusion 52
� Key Points 53
� Review Questions 53
14
NON-VERBAL COMMUNICATION : SIGN LANGUAGE - VISUALAND AUDIO ELEMENTS
� Introduction 54
� Visual signs 54
� Audio/sound signals 55
� Advantages of visual and audio/sound signals 55
� Limitations of sign language 56
� Key Points 56
� Review Questions 56
15
CULTURE AND COMMUNICATION
� Introduction 57
� The question/problem of cultural diversity 57
� What is culture? 57
� Implications for verbal communication 58
� Implications for non-verbal communication 58
� Key Points 59
� Review Questions 59
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16
FUNCTIONS OF COMMUNICATION
� Introduction 60
� Information 60
� Control 60
� Motivation 61
� Emotional expression and interdependence 61
� Conclusion 62
� Key Points 62
� Review Questions 62
17
EMOTIONAL INTELLIGENCE
� Introduction 64
� Negative and Positive Emotions 64
� What is Emotional Intelligence (EI)? 64
� Relevance of Emotional Intelligence 65
� Importance of Emotions 65
� The Child in Everybody’s Heart 65
� Conflict Resolution 65
� Conclusion 66
� Key Points 66
� Review Questions 66
18
CONFLICT AND NEGOTIATION
� Introduction 67
� Conflict defined 67
� Negotiation defined 67
� Characteristics of negotiation situations 68
� Factors important to successful negotiation 68
� Structure of negotiation process 69
� Functional/linguistic content of negotiation 69
� Integrative and distributive processes of negotiations 70
� Guidelines for successful negotiation 70
� Key Points 72
� Review Questions 72
19
GROUP DECISION-MAKING
� Introduction 73
� What is discussion? 73
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� Ingredients of discussion 73
� Groups vs. The Individual 74
� Advantages of Groups 74
� Disadvantages of Groups 74
� Techniques of group decision-making 75
� Committees and Committee Meetings 75
� Working of a Committee 75
� The role of the group leader/chairperson 75
� Command Meetings 77
� ‘Groupthink’ and ‘Groupshift’ 77
� Brain-storming Sessions 77
� Nominal Group Technique 77
� Delphi Technique 78
� Effectiveness of different group decision-making techniques 78
� Conferences 79
� Seminars and workshops 79
� Employees input in decision-making : An example 80
� Guidelines for attending a meeting 80
� Conclusion 81
� Key Points 81
� Review Questions 82
20
PRESENTATIONS AND INTERVIEWS
� Introduction 83
� Presentations : Occasions and definition 83
� Guidelines for the use of visual aids 86
� Interview : Meaning and purpose 87
� The essential features of an interview 87
� The structure of an interview 88
� How to conduct an interview? 88
� Guidelines for the interviewee 90
� Key Points 90
� Review Questions 91
21
SPEECHES : PREPARED vs. IMPROMPTU
� Introduction 92
� Likely occasions for speech making 92
� Guidelines for preparing a speech 93
� Speech No. 1 95
� Speech No. 2 97
� Comments on the reproduced speeches 99
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� Emulation of great speakers/speeches 101
� Making impromptu speeches 102
� Key Points 104
� Review Questions 104
22
COMMUNICATION AND CUSTOMER CARE/CUSTOMER RELATIONS
� Introduction 106
� Striving toward competitive advantage 106
� An Example : The Customer Orientation of Modern Banks 106
� The overall changing scenario 107
� Customer as partner in production and distribution 107
� Customer friendly orientation of employees 108
� Implications for hiring the right people 108
� A proposed framework for communication with customers 108
� Conclusion 109
� Key Points 109
� Review Questions 109
23
BUSINESS ETIQUETTE
� Introduction 111
� The first meeting 111
� Dressing appropriately 112
� Business meals 112
� Attending meetings 113
� Giving gifts 113
� Kindest consideration for others 113
� Key Points 114
� Review Questions 114
24
ADVERTISING
� Introduction 115
� Kinds of advertisement 115
� Recent trend in advertising 116
� A look at four model advertisements 116
� Advertisement No. 1 116
� Advertisement No. 2 117
� Advertisement No. 3 117
� Advertisement No. 4 118
� Basics of an advertisement copy 119
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� Display vs. Classified advertisements 119
� Resourcefulness of advertising 120
� A look at the language of advertisement 121
� Deceptive aspects of advertising 122
� Key Points 123
� Review Questions 123
25
COMMUNICATION FOR PUBLIC RELATIONS
� Introduction 125
� The ‘public’ of an organization 125
� Selling a product v. Selling the image 125
� Functions/activities of public relations department 126
� Key Points 128
� Review Questions 128
26
CORPORATE COMMUNICATION
� Introduction 129
� Whom does a corporation communicate to? 129
� Corporate communication strategy 129
� Image, identity and reputation 130
� Corporate Social Responsibility (CSR) 130
� Crisis Communication 131
� Key Points 131
� Review Questions 132
27
TECHNOLOGY OF BUSINESS COMMUNICATION
� Introduction 133
� The three ‘waves’ 133
� Early innovations and conventional office 133
� Electronic revolution and other advances 134
� Telecommunications 134
� Integration of modern technologies 136
� Key Points 136
� Review Questions 137
28
ETHICS AND VALUES IN BUSINESS COMMUNICATION
� Introduction 138
� Social implications 138
� Traditional approach 138
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� Ten commandments of ethical communication 139
� Certain unethical practices 139
� A look at some genres from ethical viewpoint 140
� Some Cardinal Ethical Questions 141
� Organizational set up and ethics 141
� Ethics in advertising 142
� Ethical challenges in the internet age 143
� Key Points 143
� Review Questions 143
29
BARRIERS AND BREAKDOWNS IN COMMUNICATION
� Introduction 145
� Noise 146
� Lack of planning 146
� Wrong/unclarified assumptions 146
� Semantic problems 146
� Cultural barriers 147
� Socio-psychological barriers 147
� Emotions 147
� Selective perception 147
� Filtering 147
� Information overload 147
� Loss by transmission 147
� Poor retention 148
� Poor listening 148
� Insufficient period for adjustment 148
� Goal - Conflicts 148
� Offensive style of communication 148
� Key Points 148
� Review Questions 149
30
GUIDELINES FOR EFFECTIVE COMMUNICATION
� Introduction 150
� Clarity of purpose 150
� Shared activity 150
� Common set of symbols 150
� Focus the needs of the receiver 150
� ‘Use feedback’ 151
� Active listening 151
� Controlling emotions 151
� Politeness 151
� Eliminate noise 151
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� Clarify assumptions 151
� Avoiding connotations and ambiguities 151
� Socio-psychological aspect 151
� Completeness 152
� Conciseness 152
� Proper use of body language 152
� Key Points 152
� Review Questions 152
PART 2
ENGLISH FOR EFFECTIVEBUSINESS COMMUNICATION
31
BUSINESS ENGLISH OR ENGLISH FOR BUSINESS?
� Introduction 157
� Commercial/business english 157
� English for business 158
� Business purpose and functions 159
� Business skills 159
� Key Points 160
� Review Questions 160
32
TIPS FOR CLEAR WRITING
� Introduction 161
� Tips regarding choice of words 161
� Tips for sentence construction 166
� Tips for paragraph design 169
� Key Points 171
� Review Questions 171
33
TIPS FOR PERSUASIVE WRITING
� Introduction 172
� Highlight the positive 172
� Strive to satisfy 173
� Do more than you are bound to 175
� Avoid exaggeration and overstatement 175
� Respect your reader 176
� Make an appeal 176
� Key Points 177
� Review Questions 177
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34
AVOIDING SUBSTANDARD WRITING
� Errors in the use of pronouns 178
� Errors in the use of adjectives 179
� Errors in the use of verbs 180
� Errors in the use of adverbs 182
� Some errors in the use of prepositions 182
� Errors in using conjunctions 183
� Errors in the use of articles 183
� Errors in sentence construction 185
35
PUNCTUATION
� Full stop (.) 187
� Question mark (?) 187
� Exclamation mark (!) 187
� Comma (,) 188
� Semicolon (;) 189
� Colon (:) 189
� Apostrophe (’) 189
� Inverted commas (‘ ’) (“ ”) 190
� Dash (—) 191
� Round brackets () 191
� Square brackets [] 191
� Hyphen (-) 191
36
ENGLISH SPELLING
� Silent-letter words 192
� Double-letter words 193
� Word groups 193
� Some common homophones 194
� Some spelling rules 194
37
ENGLISH PRONUNCIATION
� Introduction 198
� The Difference Between English and Hindi Pronunciation 198
� British or American? 198
� The phonetic script 199
� Some Difficult Sounds for Indian Students 200
� Words in Connected Speech 200
� Stress 201
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� Rhythm 202
� Intonation 202
� Internal Juncture or Pause 202
� Key Points 203
� Review Questions 203
38
WAYS TO ENRICH VOCABULARY
� Learning Derivatives 204
� Building Vocabulary with Prefixes and Suffixes 205
� Words Often Confused 206
� Pairs/Groups of words 208
� Synonyms and Antonyms 211
� Choice of words - A 215
� Choice of words - B 218
� One word substitution 220
39
SOME FOREIGN WORDS AND PHRASES
� Some Foreign Words and Phrases 225
40
AMERICAN ENGLISH AND SOME RECENT ADDITIONSTO ENGLISH VOCABULARY
� American spelling 231
41
SOME COMMON IDIOMS AND PHRASES
� Idiomatic expressions 233
� Phrasal verbs 234
42
ABBREVIATIONS AND ACRONYMS
� Abbreviations and Acronyms 238
43
NUMERALS
� Numerals 248
44
DOCUMENTATION AND RESEARCH TOOLS
� Citing references (documentation) 251
� Standard reference forms 253
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� A Sample Questionnaire 255
� Key Points 257
� Review Questions 257
PART 3
THE ART OF BUSINESS LETTER WRITING
45
ESSENTIALS OF EFFECTIVE CORRESPONDENCE
� Introduction 261
� Simplicity 261
� Conversational Style 263
� Clarity of goal 263
� Public relations aspect 264
� You-attitude 264
� Courtesy 264
� Persuasion 265
� Sincerity 265
� Positive language 265
� Due emphasis 265
� Coherence 265
� Care for culture 265
� Tactful approach 266
� Ethical standard 266
� Key Points 266
� Review Questions 266
46
THE LAYOUT OF A BUSINESS LETTER
� Introduction 268
� Key Points 275
� Review Questions 276
47
PLANNING THE LETTER
� Introduction 277
� Thinking about the reader 277
� Steps to plan the letter 277
� The three approaches 278
� Rhetorical conventions 278
� Functional analysis of a business letter 281
� Writing out the letter 282
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� Key Points 283
� Review Questions 283
48
KINDS OF BUSINESS LETTER
� Introduction 284
� A look at different types of letters 284
� Key Points 285
� Review Questions 286
49
ENQUIRIES AND REPLIES
� Enquiries 287
� Replies 287
� Quotations 287
� Sample letters 288
� Key Points 293
� Review Questions 293
50
PLACING AND FULFILLING ORDERS
� Introduction 294
� Ways to place orders 294
� Fulfilling orders 297
� Model invoice 299
� Dealing with incomplete or problem orders 299
� Key Points 302
� Review Questions 302
51
COMPLAINTS AND FOLLOW UP
� Introduction 303
� Complaining and apologising 303
� Guidelines for drafting complaints 304
� Guidelines for drafting replies to complaints 304
� Key Points 307
� Review Questions 307
52
STATUS ENQUIRIES
� Introduction 309
� Sources of information about creditworthiness 309
� Conclusion 314
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� Key Points 314
� Review Questions 314
53
COLLECTION OR DUNNING LETTERS
� Introduction 315
� Stage 1 ‘will pay’ : Reminders 316
� Stage 2 ‘should pay’ persuasive letters 316
� Stage 3 ‘must pay’ : Last resort letters 318
� Key Points 319
� Review Questions 319
54
SALES LETTERS OR OFFERS
� Introduction 320
� Characteristics of sales letters 320
� Lengthy Discourse 320
� Focus on a Particular Class 320
� Specialized Information 320
� Arresting Opening 321
� Emotional vs. Rational Appeals 321
� Highly Conversational Style 321
� You-attitude 321
� Urging Action 321
� Postscript 322
� Promise of Continued Contact 322
� Highlighting Important/Exciting Parts of the Message 322
� Key Points 328
� Review Questions 328
55
GOODWILL LETTERS, GREETINGS, ETC.
� Introduction 329
� Kinds of goodwill letters 329
� Salient features of a goodwill letter 329
� Recent changes 330
� Key Points 333
� Review Questions 333
56
CIRCULAR LETTERS
� Introduction 334
� Situations requiring circular letters 334
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� Salient features of a circular letter 334
� Key Points 340
� Review Questions 340
57
APPLICATIONS FOR EMPLOYMENT
� Introduction 342
� Solicited vs. Unsolicited applications 342
� Application formats 342
� Letters of application 342
� Applications with enlisted particulars 344
� The covering letter 345
� The curriculum vitae/resume 346
� Applications on prescribed form/format 350
� Key Points 354
� Review Questions 355
58
EMPLOYMENT RELATED CORRESPONDENCE(OTHER THAN APPLICATION)
� Introduction 357
� Letter calling a candidate for written test 357
� Letter calling a candidate for interview 358
� ‘Thank you’ letter following the interview 358
� Writing a follow-up to an application 358
� Letter from a prospective employer to referee 359
� Sample letter asking for reference 359
� Letter of appointment 361
� Job acceptance/consent letter 362
� Job refusal letter 363
� Letter informing non-selection 363
� Key Points 364
� Review Questions 365
59
CORRESPONDENCE OF A COMPANY SECRETARY
� Introduction 366
� Secretarial correspondence 366
� Key Points 373
� Review Questions 373
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60
CORRESPONDENCE WITH BANKS
� Introduction 374
� Key Points 379
� Review Questions 379
61
IMPORT-EXPORT CORRESPONDENCE
� Introduction 381
� Letter of credit 382
� A glossary of some of the technical terms 383
� Key Points 387
� Review Questions 387
62
INSURANCE CORRESPONDENCE
� Introduction 388
� Fire Insurance 388
� Accident Insurance 388
� Marine Insurance 388
� Life Assurance/Insurance 388
� Key Points 391
� Review Questions 391
63
AGENCY CORRESPONDENCE
� Introduction 392
� Salient features of agency correspondence 392
� Key Points 395
� Review Questions 395
64
CORRESPONDENCE WITHGOVERNMENT AUTHORITIES
� Introduction 396
� Key Points 399
� Review Questions 400
65
REPRESENTATIONS TO PUBLIC AUTHORITIES, TRADEASSOCIATIONS AND CHAMBERS OF COMMERCE
� Introduction 401
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� Salient features of a representation 401
� Key Points 403
� Review Questions 403
PART 4
INTRA-ORGANISATIONAL COMMUNICATION
66
MEMORANDA
� Introduction 407
� The memo format 407
� Tips on writing a memo 408
� Key Points 413
� Review Questions 414
67
NOTICES, CIRCULARS AND ORDERS
� Introduction 415
� Notices 415
� Circulars and questionnaires 416
� Office orders 418
� Key Points 419
� Review Questions 419
68
STAFF SUGGESTIONS AND COMPLAINTS
� Introduction 420
� Sample suggestion letters 420
� Grievances/complaints 421
� Key Points 423
� Review Questions 423
69
CORRESPONDENCE WITH REGIONAL/BRANCH OFFICES
� Introduction 424
� Key Points 426
� Review Questions 426
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70
AGENDA AND MINUTES
� Introduction 427
� Notification of board meeting 427
� Compiling minutes 428
� Technique of compiling minutes 428
� Key language points 429
� Key Points 433
� Review Questions 433
71
SUMMARISING OR PRECIS WRITING
� Introduction 435
� The key language points 435
� Summary of correspondence 439
� Key Points 443
� Review Questions 443
72
REPORT WRITING-1
� Introduction 444
� The technique of writing a report 444
� The letter-style report 445
� A report with enumerated paragraphs 446
� The schematic report 447
� Key Points 450
� Review Questions 450
73
REPORT WRITING-2
� Introduction 451
� Guidelines for writing a market survey report 451
� Key Points 454
� Review Questions 454
74
PROPOSAL WRITING
� Introduction 455
� Types of proposal 455
� Letter of transmittal 455
� Key Points 457
� Review Questions 457
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75
PERIODICAL PUBLICATIONS FOR INTERNAL CIRCULATION
� Introduction 458
� Objectives of internal publications 458
� Tips on producing a house journal 459
� Key Points 462
� Review Questions 462
PART 5
EXTERNAL COMMUNICATION
76
PRESS RELEASES AND NOTICES
� Introduction 465
� Press releases 465
� Press/public notices 469
� Key Points 471
� Review Questions 471
77
INVITATIONS TO TENDER AND BID, AUCTION NOTICES, ETC.
� Introduction 473
� Key language points 476
� Key Points 476
� Review Questions 477
78
EXPRESSION OF INTEREST (EOI)
� Introduction 478
� Analysis 480
� Key language points 480
� Key Points 480
� Review Questions 480
79
PRESS CONFERENCES, EXHIBITIONS, LAUNCHES
� Introduction 481
� Invitation to press conference 481
� Exhibition/launch of products/services 482
� Key Points 484
� Review Questions 484
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80
MAGAZINES, BROCHURES, ETC.
� Introduction 485
� Salient features of company journals 485
� Key Points 487
� Review Questions 487
81
MAILSHOTS AND REPLY COUPONS
� Introduction 488
� Types of mail shots 488
� Key Points 490
� Review Questions 491
82
ADVERTISEMENTS FOR SENIOR POSITIONS
� Introduction 492
� Salient features of advertisements for senior positions 492
� Key Points 495
� Review Questions 495
83
TELEGRAM, TELEX, FAX MESSAGES, CELLPHONE SMS,ELECTRONIC MAIL, BLOG AND TWITTER
� Introduction 496
� Sending Telegrams 496
� Condensing a letter into a telegram 498
� Telexes 498
� Telex Format 499
� FAX 499
� Cell phone and SMS 500
� Triumph of spoken form over written 501
� Internet and electronic mail 502
� E-mail 503
� The pros and cons of e-mail 503
� Writing e-mail messages 506
� Do’s and don’ts of e-mail style 506
� Smileys 507
� Attaching a letter or memo to an e-mail 507
� Speedy transmission 507
� Using e-mail 507
� E-mail abbreviations and acronyms 508
� Blog and twitter 508
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� Key Points 510
� Review Questions 511
84
INTERNET AND E-COMMERCE
� Introduction 512
� What is e-commerce ? 512
� Inter and intranet 512
� Advantages of electronic commerce 513
� Growth of internet 514
� The question of e-commerce security 514
� Key Points 515
� Review Questions 515
85
BRANDS VIS-A-VIS SOCIAL NETWORKING
� Introduction 516
� Implications for businesses/brands 516
� E-Buying Trends 517
� Travel Websites 517
� Conclusion 518
� Key Points 518
� Review Questions 518
PART 6
ESSAY WRITING
� ESSAY WRITING 521
� QUALITIES OF A GOOD MANAGER 523
� ECONOMIC REFORMS AND THE FUTURE OF INDIAN INDUSTRY 525
� ROLE OF CONSULTANCY ORGANIZATIONS 527
� THE CONSUMER MOVEMENT IN INDIA 529
� THE QUALITIES OF A SUCCESSFUL ENTREPRENEUR 531
� SMALL SCALE INDUSTRIES 532
� COMPUTERS IN BUSINESS 534
� HANDLING CUSTOMER COMPLAINTS 535
� INDIAN TOURISM INDUSTRY 536
� THE USES AND ABUSES OF ADVERTISING 538
� MULTINATIONALS IN INDIA 540
� TRADE FAIRS 542
� SCIENCE AND INDUSTRY 543
� INDUSTRIAL POLLUTION 544
� BUSINESS MORALITY 545
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� THE EXPANDING ROLE OF A COMPANY SECRETARY 547
� THE QUALITY OF LIFE AND ECONOMIC DEVELOPMENT 549
� THE EMERGENCE OF NEW FINANCIAL INSTITUTIONS 551
� MEDIA IN ADVERTISING 553
� TACKLING THE PROBLEM OF UNEMPLOYMENT 555
� PUBLIC RELATIONS IN INDIA TODAY 557
� THE PROBLEM OF UNACCOUNTED MONEY 559
� SUGGESTED READING 561
INDEX 563
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