europe's digital payment network

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Syncing bank accounts to smart devices for instant POS payments Cybersecurity & Fintech Aranjuez, 4-6 July 2016

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Page 1: Europe's Digital Payment Network

Syncing bank accountsto smart devices for instant POS payments

Cybersecurity & FintechAranjuez, 4-6 July 2016

Page 2: Europe's Digital Payment Network

Urgent state of affairs

Page 3: Europe's Digital Payment Network

The Digital Economy

Page 4: Europe's Digital Payment Network

Pan-European Instant Payment solution*

*Based on SEPA Credit Transfer scheme (SCT) V. 8.2

Digital Payments

Page 5: Europe's Digital Payment Network

Dinube Digital Payments

Page 6: Europe's Digital Payment Network

The Dinube Advantage

Page 7: Europe's Digital Payment Network

Payments in 34 Countries

individuals & businesses can initiate and receive cross-

border payments throughout Europe

Available instantly (≤ 10 sec)Available 24/7/365

• New impulse with ApplePay / SamsungPay

• Greater user concerns about privacy

• Mobile-customer expectations not met

SCT Instant Payment Framework

Why now

Page 8: Europe's Digital Payment Network

ECB: EuroRetail Payments BoardTimeline

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Dinube is the digital payment network

designed with Banks and Retailersto enable instant payments at a point of salewith the features consumers actually want

on a mobile device

Purpose

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Europe’s Instant Payment Network

Page 11: Europe's Digital Payment Network

Jonathan HayesFounder & President, Dinube(+34) 934 054 [email protected]@DINUBEwww.dinube.com

© 2015 Dinube Mobile Payments & Loyalty, S.L. All rights reserved.