OUR ROOTS

GCS Established in 1995 by taking over the NCR branch office.

A few references:- RevenueNET- CBE 1st ATM Network- EtherNET- WoredaNET- IP MPLS Network

KFT @ A GLANCE

Established: 2010

140 + Employees 70 + Professionals 9 + Expatriates

390 + Employees by Jan 13

Investment: Birr 85 M

OUR VISION

To enable, financial & non-financial, transactions:

• Made Simple • Affordable • Within reach

OUR JOURNEY

Engaged Experts: Risk Frontiers Wipro Consulting Bankable Frontiers Micro-save

Gained Experience and Exposure: South Africa Kenya India

Our

Chan

nels

RemittancesSavings

Bill Payments

Payments

Electronic AirtimeE-Voucher

Our

Tech

nolo

gies

Single Window Service Platform Mobile Financial Services Platform Mobile Value Added Services

G2C

Our

Prod

ucts

….

First Services to go live are Utility Bills in 56 locations

Reduce time to settle bills from 6 – 8 hours to less than 2 hours

Reduce place to pay from 3 to 1 | Anyplace | Longer Hours

…. to Grow to 32 G2C services in the next 18 months

G2C Services: Changing the way citizens transactA PPP with MCIT on a BOT model

Mobile Money Branchless Banking

Building a Mobile Services Network to Enable

• Bill Payments• Domestic Transfer (P2P, B2B, P2B)• Electronic Airtime Top Up

Building an ADC Enabling access to Financial Services

• Pilot 24 ASP 2012• Scale up 320 ASP in 2013 • Roll out up to 8000 ASP by 2017

5

Building an Alternative Delivery Channel

Enabling access to financial servicesTr

ansa

ction

day

Back

offi

ce

Couples waiting for enrolment

Agent captures clients’ info and signature on hardcopy form

Agent registers clients’ data on the EPD, including photo

Agent captures clients’ finger prints on EPD

Staff upload & clean data, open saving accounts & print cards

ACSI submits enrolees’ data to WoFED for payroll creation, receives funds & credits to saving accounts

Client receives passbook and or a card

Agent inserts card to EDP & unique customer ID is read or inputs customer ID to EDP for cardless clients

Clients’ fingerprints authenticated vs. card (carded) or memory (cardless)

Clients complete transaction with the cashier and collect printed receipt

Enro

lmen

t day

The major steps from enrolment to transaction

6

Enabling financial services to Agricultural Value Chains

KFT’s Technology Platform Output buyer’s bank

Back–end solutions Front–end solutions in woredas

Card/e-voucher

Satellite branch at market

Bank/MFI Sub-branch

Input Supplier’s bank

Insurance company Farmer’s MFI or cooperative

At The Heart of KFT

TechnologyPayments

Mobile Money Core Banking

Rural Banking IT Infrastructure

Domain Expertise Banking Operations

MFI OperationsProducts and Services Development

Strong Management

Our People

Over 4 years of learning's with renowned consultants and

extensive operational exchanges combined with over 17 years of

technology infrastructure integration

Continuous experience gain on current project execution

Access to Knowledge in Product Development

Agent Development Technology Operations

Our IP

KFT – VASPlatform

KFT

SWSD

Platform

KFT Card | Mobile

Financial Services Platform

Data Center | D

isaster Recovery | NO

C

Call Center | Service Desk

Our Technology

KFT Rural Banking Platform

THANK YOU!