What could be the future of online banking?
Inspiring UX design concept by UXDesignAgency.com
Reinventing the banking experience for millennials
Are you happywith your digital banking?
We are familiar with key drivers of digital banking revolution
Personalization
Transparency
Self-service
Mobile first
Simplicity
Aesthetic
Holistic
But is that the whole point?
No.It’s about people!
But not only their pains
And not only their needs
It’s about users passion.
What is an ideal digital banking for you?
MAke IT USeFULallows making the most necessary things fast and easy
LeT IT Be CLeARattractive appearance and easy to use
IT MUST TAke CAResupports and advises the user in his language
Let’s deliverdelightful experience
Helps without authorization
Helps without authorization1. Sign in
2. Contacts
3. New user form
4. Branches & ATMs locator
5. Bank products promotion
6. Currency converter
7. News feed
Instant search of nearby objects
If a user can’t login, he knows where to call
Call in case of a card loss or
A call to become a customer
A simple way to contact the bank
Currency rates’ dynamics and current rates with an integrated calculator
The nearest ATM or branchis indicated on the map
We can distribute traffic between branches using markers: “time until closing” and “waiting in line
Promotion of bank services
Latest news and messages from bank
Financial status on a first page
Financial status on a first page1. Balance statement
2. Monthly income
3. Monthly expenses
4. Monthly and daily available
5. Category budgets
6. Latest transaction history
7. Quick Access menu for every transaction
Convenient filter simplifies a search of necessary transaction
The menu is clear to understand because of small amount of elements and simple icons
Actual information on last transactions upon the login
Switch to accounts and cards mode to see balance of all connected accounts
Use autocomplete search to find an exact transaction
You can send transaction history to print or save it in pdf or csv format
easily sort transactions list to see only incoming or outgoing transactions
Main information on each transaction
Fast slider-menu for each transaction allow to find similar transactions or make back payment in one-click
Access to a more detailed information on transaction
Instant information on expenses, income and budget for a choosen period
Clear and visible balance statement
All expenses at a glance with clear understanding of safe-to-spend sum
The amount that could be spent this month (bill payments already subtracted)
The average amount that could be spent any day this month (bill payments already subtracted). If you saved previous days budget daily available will increase
Slightly slide side-bar to the right to see transaction list in advanced mode
Several accounts & cards
Several accounts and cards1. Multi-account and Multi-cards support
2. Quick payment menu for every account
3. Sorting throw category
4. easy new account ordering
5. Access to saving goals
6. Advanced budget management
7. DoD and MoM expenses statistics
Quick access and switch between accounts and cards (including accounts and cards for legal persons)
Wonder your overall accounts statement? Simply choose All Accounts to see overall balance, budget and transaction history
You don’t need to spend time in branch, because you are able to open new account from your online bank
System will automatically choose a selected account when creating a payment
Send your payment data to friends or service providers
Rename your account, set notifications, transfers and ATM cash out limits
Selecting a certain category, only the transactions of that category are shown in a main window
Push to see accounts list and a fast menu
Access to a detailed DoD and MoM expenses statement, budget restrictions and savings goals setting
Payments in three clicks
Payments in three clicks1. Instant access to popular payments
2. Popular payments automatically defined
3. Predefined default bills
4. Private advises from bank assistant
5. Access to video advisory
6. Regular payment reminder
7. Transfer fee’s
You can add any transaction to the favorite list manually or it will be added automatically if the payment was repeated several times
Instant access to popular payments allows making most common payments in 3 clicks
Autocomplete makes a maximum quick search
Information about fee for different payments and transfers
The system remembers regular payments and reminds, if user forgot to make a payment
Customer-centric personal touch from private advisory will provide personalized assistance in payments making or setting financial plans and goals through chatting and face-to-face remote video
Private advisory also includes notification and promotion systems to inform and engage user
A clear to a user structure and names of the categories
Money transfer in 30 seconds
Money transfer in 30 seconds1. Card-to-card transfers
2. Domestics and international transfers
3. Transfers to Mail, Facebook, Twitter contacts
4. Top up from another bank card
5. Clear transfer fee
Instruction minimizes the possible difficulties of transfer
You will see instantly what the transfer fee will be
Appearance and layout of elements makes a card-to-card transfer maximum simple and clear
On the same page a user can top up his card from his another card of another bank
Card-to-card transfersis much easier way to send small money amounts to your friends or colleagues
Brief form allow to make transfers to domestic or international accounts
Most advanced transfer feature allow to connect your Facebook, Twitter, Gmail, iCloud contacts and choose any recipient right from the contact list even not knowing their payment data
All bank products at a glance
All bank products at a glance1. Online marketplace instead of list
2. Autocomplete search
3. Offers separation by category and purpose
4. Image based Offer Cards
5. Tailored and TOP used services
6. Social sharing
7. Community
Featured offers divided by categories
Every offer card designed to attract user’s attention and promote exact bank service
Rethinking banking products promotion, as a modern online market which is friendly and familiar for millennials. Self-service instead of branches and consultants, improve knowledge of financial products, encourages exploration and saves time to consumers
Primary page with specially promoted and user profile fitted banking offers. Can be added automatically an picked manually by advisor. Allow drastically increase user engagement.The list may vary depending on the account
Quick view of recently browsed services
Way to browse the interesting services that are popular among other users
All bank offered services in one place
Let’s make bank more social. Ask for help from people like you, share your experience about bank services, explore actual topics and feedbacks from social networks
Users can add comments to the service delivering feedbacks to the bank and creating community support for bank products. Shows bank transparency and generates social proof of service quality. Allowed only for public offers
You can spread the word about this product to your friends in social networks. Along with comments this will enrich user experience with integration into the social context. Allowed only for public offers
Easy to find needed service through category (investment, loan, card, stocks, etc.) or purpose (family, retirement, home, car, etc.)
Bank featured products banners. Great way to promote services
Direct search using autocomplete
UX Design Agency backgroundUXDesignAgency aim is to reinvent finance industry by delivering thoughtful user interface solutions. In past 3 years UXDA have successfully helped 30+ online banks, fintech services and tech startups engage their customers with delightful user experience through user-centered design.
UXDA team combine design with scientific approach based on cognitive psychology to ensure solutions that delight customers and solve their problems. To achieve that we execute researches, architecting, wireframing, UI designing and testing.
Our team would be happy to make your online service interface design simple and clear.
Check out our portfolio: uxdesignagency.com/portfolio
Simplify Financecreate user experience with UXDesignAgency.com
e-mail: [email protected]
Skype: uxdesignagency
Web: www.uxdesignagency.com
