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Page 1: Step 1: User enters id/pw for FI:  encrypted in Quicken PIN vault

Step 1:A. User enters id/pw for FI: encrypted in

Quicken PIN vaultB. Id/pw transmitted to Intuit

CustomerCentral Servers at NCR using 128 bit SSL

Step 2:A. Credentials stored in CC database using

3DES.B. Credentials transmitted to bank web site

using 128 bit SSL.

Step 3:A. Bank QFX files transmitted to CC server

using 128 bit SSLB. Logoff bank site.

Step 4:A. QFX file received from bank, stored in

database. Account number encrypted with 3DES.

B. EWC data transmitted to Quicken, 128 bit SSL

Step 5:A. Data received from Intuit Servers, stored

in Quicken.

Page 2: Step 1: User enters id/pw for FI:  encrypted in Quicken PIN vault

NCR at a GlanceNCR at a Glance

•100+ year old company•$5.9B in revenues•32,800 employees

worldwide•$2.9B in services

revenue•Nearly 20,000 service

professionals

NCR Executive Committee

NCR Executive Committee

Retail and Financial GroupRetail and Financial Group

Americas/Europe/Asia-Pacific/JapanAmericas/Europe/Asia-Pacific/Japan

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Page 3: Step 1: User enters id/pw for FI:  encrypted in Quicken PIN vault

NCR eCommerce FactsNCR eCommerce Facts

• Business startup in 1997• >40% compounded annual growth rate• eCommerce Solutions Across All

Industries, with focus on Finance Industry– 140 banks hosted in data center

• Deploy eCommerce Managed Solutions In-House or Outsource

• (2) eCommerce Data Centers (Columbia, MD; Columbia, SC)

• (1) Disaster Recovery Hot Site (Dayton, OH)

Page 4: Step 1: User enters id/pw for FI:  encrypted in Quicken PIN vault

Secure, High Availability Data CenterSecure, High Availability Data Center “IT Managed Services”“IT Managed Services”

PLANT

POWER

eCommerce Data Centers

Diesel Generator Backup Battery Room -- UPS

Command Center - Monitoring - Bandwidth - Data Communications

PING

Page 5: Step 1: User enters id/pw for FI:  encrypted in Quicken PIN vault

NCR Secure, High Availability, Hosting Data Center Infrastructure Services

Hosting Availabity + Security

-High Availability

-UPS and Diesel Generator

-Redundant Environmental Controls

-Card Access Security

-Security Cameras

-Smoke and Water Detection

-Fire Suppression

-Redundant Power Grids

-Dual Fiber Optic Rings

Financial Institution Experience:

Currently hosting over 130 internet Banking sites, including 4 top 50

Same data center as 300 bank core systems

NCR Personnel Expertise

-24x7x365 Management of Hosted Applications

-OS Management to Include Teradata/Windows/Linux/Unix

-Certified OS Engineers

-Security and Network Consultants

-Database Administrators

-Certified Router and Firewall Consultants

Security and Compliance

-Vulnerability Assessments and Penetration Scans

-Internal and External Intrusion Detection

-Monthly Executive Summary Security Reporting

-Security Fraud Detection Service

-Annual SAS 70 Type II Certification

-FFIEC, OTS, OCC Compliance and Annual Review

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NCR eCommerce SecurityNCR eCommerce Security• Redundant Checkpoint Firewall Configuration

• RealSecure Intrusion Detection Solution from ISS

• Monthly Third Party Security Consulting

• Annual Vulnerability Assessments

• Quarterly Penetration Scans

• Charter Membership in Infragard

NCR is constantly monitoring its adherence to best practices and

subjecting itself to the most stringent third-party audits available.

For example, each year in addition to NCR corporate audits, an

independent auditing company performs a SAS 70 Level 2 audit of

the NCR eCommerce Data Center. NCR is also audited by the Federal

Financial Institution Examination Council (FFIEC). This interagency

body is comprised of the Board of Governors of the Federal Reserve

System (FRB), the Federal Deposit Insurance Corporation (FDIC), the

National Credit Union Administration (NCUA), the Office of the

Comptroller of the Currency (OCC) and the Office of Thrift

Supervision (OTS). It is this commitment to excellence which sets

NCR apart when it comes to secure hosting and outsource services.


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