Transcript
Page 1: Absolutely free credit scores

www.absolutelyfreecreditscores.com

DO YOU KNOW YOUR CREDIT SCORE? DO YOU KNOW ALL 3 OF YOUR CREDIT SCORES? LEARN HOW TO GET ALL 3 ABSOLUTELY FREE CREDIT SCORES

Page 2: Absolutely free credit scores

www.absolutelyfreecreditscores.com

YOU SHOULD KNOW ALL YOUR CREDIT SCORES.

Page 3: Absolutely free credit scores

www.absolutelyfreecreditscores.com

YOUR CREDIT SCORES CAN MAKE A HUGE DIFFERENCE IN WHETHER YOU CAN BUY A HOME OR CAR OR WHETHER YOU GET ANY OTHER TYPE OF LOAN.

Page 4: Absolutely free credit scores

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YOUR CREDIT SCORES CAN DETERMINE IF YOU GET A JOB OFFER OR A JOB PROMOTION YOU'VE BEEN WANTING.

Page 5: Absolutely free credit scores

www.absolutelyfreecreditscores.com

AND AN EQUALLY IMPORTANT QUESTION IS DO YOU KNOW HOW TO MAKE YOUR CREDIT SCORE HIGHER?

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YOUR CREDIT SCORES HAVE PROBABLY NEVER BEEN MORE IMPORTANT. UNEMPLOYMENT AND FORECLOSURES HAVE DECIMATED MILLIONS OF PEOPLE'S CREDITWORTHINESS.

Page 7: Absolutely free credit scores

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CREDIT REPORTING ERRORS CAN ALSO CONTRIBUTE TO LOWER CREDIT SCORES. THE ONLY WAY YOU WILL KNOW IS IF YOU CHECK YOUR SCORES REGULARLY.

Page 8: Absolutely free credit scores

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CREDIT SEEPS INTO EVERY ASPECT OF YOUR LIFE - LOANS, CREDIT CARDS, INSURANCE, EMPLOYMENT AND MORE.

Page 9: Absolutely free credit scores

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YOU MAY HAVE TO PUT DOWN SECURITY DEPOSITS WITH CELL PHONE PROVIDERS AND UTILITY COMPANIES FOR EXAMPLE BECAUSE OF LOW SCORES.

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WITHOUT GOOD CREDIT YOU MAY HAVE TROUBLE IN MANY WAYS. YOU MAY BE PAYING MUCH MORE FOR ALL YOUR FINANCIAL PRODUCTS THAN YOU SHOULD.

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YOU COULD PAY OVER A MILLION DOLLARS OVER YOUR LIFETIME IN HIGHER INTEREST CHARGES THAN YOU SHOULD WITH AN AVERAGE OR BELOW AVERAGE CREDIT SCORE.

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THAT'S $1,000,000.00!

Page 13: Absolutely free credit scores

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THIS IS WHY IT IS CRITICAL YOU WORK ON GETTING AN EXCELLENT CREDIT SCORE WITH ALL THREE CREDIT REPORTING AGENCIES - TRANSUNION, EQUIFAX, AND EXPERIAN - AS SOON AS POSSIBLE.

Page 14: Absolutely free credit scores

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ONE COMMON MISCONCEPTION TO BOOSTING YOUR SCORES IS THAT CLOSING YOUR AGED ACCOUNTS WILL RAISE YOUR SCORE. THIS IS NOT TRUE.

Page 15: Absolutely free credit scores

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WHEN YOU CLOSE ACCOUNTS YOU CAN ACTUALLY LOWER YOUR CREDIT SCORE.

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YOU ARE BASICALLY THROWING AWAY ALL THOSE YEARS OF GOOD CREDIT HISTORY WHEN YOU CLOSE YOUR OLD ACCOUNTS. SO LEAVE THEM OPEN.

Page 17: Absolutely free credit scores

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PEOPLE WITH EXCELLENT CREDIT SCORES HAVE AGED ACCOUNTS 10, 15, 20 YEARS OLD.

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AND BOTH YOU AND YOUR SPOUSE'S CREDIT SCORES MATTER. SO BOTH OF YOU HAVE TO CHECK YOUR SCORES REGULARLY AND KNOW WHERE YOU STAND.

Page 19: Absolutely free credit scores

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5 KEYS TO THE BEST CREDIT SCORES:

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1. SPENDING PATTERN - DO YOU PAY ON TIME? DO NOT SPEND MORE THAN YOU CAN AFFORD TO PAY OFF.

Page 21: Absolutely free credit scores

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2. AVAILABLE CREDIT THAT YOU ARE USING - STAY UNDER 10% IF POSSIBLE.

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DO NOT MAX OUT YOUR CREDIT CARDS.

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3. AGE OF YOUR CREDIT HISTORY - STABLE, LONG TERM LOANS HAVE BETTER SCORES.

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4. MIX OF CREDIT ACCOUNTS - HOME LOAN, CAR LOAN, AND A FEW CREDIT CARDS MAKE A GOOD CREDIT MIX.

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5. NUMBER OF INQUIRIES - TOO MANY INQUIRIES CAN HURT YOUR SCORE, MAKE SURE YOU KNOW WHEN SOMEONE PLANS TO CHECK YOUR CREDIT.

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KEEP IN MIND THAT CHECKING YOUR OWN CREDIT SCORE DOES NOT LOWER YOUR SCORES THOUGH.

Page 27: Absolutely free credit scores

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WHEN IT COMES TO YOUR CREDIT REPORTS AND CREDIT SCORES, WHAT YOU DON'T KNOW CAN HURT YOU FINANCIALLY FOR YEARS.

Page 28: Absolutely free credit scores

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SEE ALL 3 ABSOLUTELY FREE CREDIT SCORES ONLINE IN SECONDS FROM THE MAJOR CREDIT REPORTING BUREAUS: EQUIFAX, EXPERIAN, AND TRANSUNION.

Page 29: Absolutely free credit scores

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KNOW BEFORE YOU APPLY FOR A NEW LOAN, GET IDENTITY THEFT PROTECTION, AND DISPUTE ERRORS THAT ARE KEEPING YOUR SCORES LOWER THAN THEY SHOULD BE.

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GET A DETAILED ANALYSIS SHOWING WHAT IS AFFECTING YOUR SCORES. RECEIVE EMAIL ALERTS FOR CERTAIN CHANGES TO YOUR CREDIT PROFILE.

Page 31: Absolutely free credit scores

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PLUS, GET UP TO $1,000,000 OF IDENTITY THEFT INSURANCE.

Page 32: Absolutely free credit scores

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GET YOUR FREE EXPERIAN, EQUIFAX, AND TRANSUNION CREDIT SCORES AT WWW.ABSOLUTELYFREECREDITSCORES.COM


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