About DCB bankDCB Bank is a modern emerging new generation private sector bank with 130 plus branches across 17 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.DCB Banks business segments are Retail, micro-SMEs, SMEs, mid-Corporate, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks and Non-Banking Finance Companies (NBFC). DCB Bank has approximately 450,000 customers.DCB Bank has deep roots in India since its inception in 1930s. Its promoter and promoter group the Aga Khan Fund for Economic Development (AKFED) & Platinum Jubilee Investments Ltd. holds over 19% stake. AKFED is an international development enterprise. It is dedicated to promoting entrepreneurship and building economically sound companies.HistoryBuilt on over 78 years of trust, tradition and togetherness, DCB Bank was converted into a Scheduled Commercial Bank on May 31, 1995, in the wake of Indias economic liberalization. It was the only co-operative bank, which successfully crossed over and thrived in the face of change. The Bank has a network of 130 plus state-of-the-art, customer friendly, and conveniently located branches across the states of Maharashtra, Gujarat, Andhra Pradesh, Karnataka, Telangana, Delhi/ NCR, Rajasthan, Goa, Tamil Nadu, Haryana, West Bengal and the Union Territories of Daman & Diu and Dadra & Nagar Haveli.

Vision & Core ValuesVision:Our vision is to be the most innovative and responsive neighborhood community bank in India serving entrepreneurs, individuals and businesses.Core Values Treat Everyone with Dignity Respect Do What is Right Ethical Be Open & Transparent Fair Sense of Urgency, Passion & Energy Dynamic Go the Extra Mile & Find Solutions Stretch Improve Continuously Excellence Play as a Team, To Win Teamwork Support the Society - Contribute

Company Study Industry Study????? Organization Structure : Company history; ownership patterns; Divisions, number of People; Department etc. Financial Profile of Company Products & Services Competitors Any other relevant information

Financial Profile of Company CB Bank reported full year Net Profit of 151 Cr. in FY 2014 as against full year Net Profit of 102 Cr. in FY 2013. The Banks Net Profit for Q4 FY 2014 was 39 Cr. as against Net Profit of 34 Cr. in Q4 FY 2013 and 36 Cr. in Q3 FY 2014. As on March 31, 2014, the Balance Sheet was at 12,923 Cr. as against 11,279 Cr. as on March 31, 2013, a growth rate of 15%. Retail Deposits (Retail CASA and Retail Term Deposits) continued to provide a stable resource base to the Bank. Retail Deposits were at 77% of Total Deposits as on March 31, 2014. CASA ratio as on March 31, 2014 was at 25% as against 27% as on March 31, 2013. Net Advances grew to 8,140 Cr. as on March 31, 2014 from 6,586 Cr. as on March 31, 2013 a growth rate of 24%. Capital Adequacy Ratio (CAR) was at 13.71% as on March 31, 2014 with Tier I at 12.86% and Tier II at 0.85% as per Basel III norms. Crisil Ratings assigned "CRISIL A1+" (pronounced as "CRISIL A one plus") rating for Short Term Fixed Deposit Programme (with a contracted maturity of upto 1 year).

Product & ServicesDCB Bank Offers a Wide Range of Products1. Retail BankingDeposit Products: Current and Savings Term Deposits NRI Deposits Corporate Salary Point of Sale Terminals LockersWealth Management: Financial Planning Mutual Funds Life Insurance and General Insurance

Cards: ATM Card Debit Card Gift Card Prepaid Card Secured Card Travel Card* Offered to existing customers Loans: Auto Loan* Commercial Vehicle Construction Equipment* Crop / Dairy Loan Home Loan Loan Against Gold Loan Against Property Loan Against Shares Tractor Loan Warehouse Construction Loan

Payment Services: Remittances Bill / Utility Payments RTGS / NEFT Online Share Trading / Demat Tax PaymentsServices: 24 / 7 Phone Banking Any Branch Banking Internet Banking Mobile Banking

2. SME, Corporate Banking, MFIs, NBFCs and Co-operative Banks Current Account Trade Current Account Working Capital Term Loan Supply Chain Portfolio Buyout Import / Export Bills Collection Foreign Exchange Letters of Credit Guarantees Cash Management** RTGS / NEFT Internet Banking

3. Treasury Statutory Reserves Management Liquidity Management Trading in Government Securities Foreign Exchange Bonds Corporate Bonds CDs Equity Investment**DCB Bank has tie-ups with Axis Bank and HDFC Bank to provide customers with Cash Management facility at over 500 locations across India