WHY DO I NEED CYBER COVER?

The days of relying solely on antivirus software to protect your computer are gone. Attacks on smallbusinesses may not make the press, but 74% of SMEs are reported to have suffered a security breach in the past year (1). A cyber attack can stem from something as simple as opening an attachment in anemail, accessing an insecure WiFi network or even a program you use regularly on your computer. If you suffered from a data breach or ransomware attack, would you know where to go for help?

Our cyber liability policy is designed specifically for contractors, giving you peace of mind that in the event of a breach you have a team of professionals on hand to help you and provide protection that covers the costs of repairing the damage.

ü 24/7 cyber incident helpline

ü £25,000 Cyber extortion and ransom costs

ü £25,000 Regulatory defence and penalties

ü £100,000 System and data rectification costs

ü £20,000 Business interruption costs

COVER PROVIDED

CYBER LIABILITYINSURANCE

RESECURE 24/7 HELPLINE

Our cyber liability policy provides access to ReSecure, a 24-hour helpline and specialist cyber incident report service from RPC.

In the event of an attack ReSecure will help to determine the cause of the breach, assist in the recovery of any lost data and help torestore your systems to working order.

They will also offer advice on the effect theattack may have on your business andprovide guidance on any regulatory or legal exposure you may face.

£74.50 Total premium £83.44 including

Insurance Premium Tax (IPT)

01242 808 740 | info@kingsbridge.co.uk

1. www.abi.org.uk: making-sense-of-cyber-insurance-a-guide-for-smes.pdf

HOW DOES MY COVER HELP IN THE EVENT OF A CYBER ATTACK?

Cyber extortion and ransom costsIf you are affected by a Ransomware attack that encrypts your data and demands a fee to decrypt it. Your policy will reimburse you for the ransom amount and any consultant fees to oversee the negotiation and transfer of funds to solve the request.

Regulatory defence and PenaltiesThis protection will cover costs incurred from dealing with a security breach. For example, notifying customers of the breach, pre-investigation IT forensic costs and legal fees. It will also cover your business against fines from regulatory bodies such as the ICO if you are found not to have taken the appropriate steps to protect people’s personal information. This will be increasingly important for all businesses with the new General Data Protection Legislation (GDPR) rules coming into force in 2018.

Business interruption costsIf a cyber-attack prevents you from continuing with your work then this policy will cover your loss of income. Protection will also be provided if your lost income is due to increased costs of conducting business after the attack.

System and data rectification costsIn the event of an attack, you can call the ReSecure 24 hour helpline. They will assess your systems, identifying the sources of a breach and provide assistance on restoring systems and data. They will also suggest any preventative measures for the future and provide advice on your legal and regulatory requirements.

Call 01242 808 740 or email info@kingsbridge.co.uk

JOIN OVER 30,000 CONTRACTORS & FREELANCERS WHO TRUST KINGSBRIDGETO LOOK AFTER THEIR LIVELIHOOD

Kingsbridge Contractor Insurance is a trading name of Kingsbridge Risk Solutions Ltd. Authorised and regulated by the Financial Conduct Authority. Registered in England No. 4122238

CYBER LIABILITYINSURANCE