Community Action Network, Inc. (CAN)

Rozann Downing

THE VISION To create and expand affordable, safe, permanent and quality housing options

for Rural West & Rural Middle Tennessee.

• Specifically meeting the needs of Veterans, Military Families, & Seniors

THE MISSIONTo promote rural development by producing

affordable housing and increasing the skill and employability of participants through

hands on training.

Thank You Partners

• We want to take a minute to Thank all our Grantors and Funding Partners that have made the Senior & Veteran Initiatives possible without you helping our Seniors & Veterans & Military Families Programs would not have been possible.

Exchanging Ideas

• List Top 3 Funding Sources You Used for Seniors & Veterans Housing

• Successes & Challenges for Your Program

• Things You Would Like To Learn

Veteran

Housing

Ideas/ Opportunities

VA’s Homeless Program Alphabet Soup

Outreach (CRRC, HCHV)National Call Center for Homeless Veterans (NCCHV)Prevention (HCRV, VJO, SSVF, VHPD)Transitional Housing (GPD, CWT/TR, HCHV Contract Housing)Residential Rehab (RRTP)Voc Rehab (CWT, DVRE)Permanent Housing (HUD-VASH)

Services must address needs identified by those we serve.

Program info: www.va.gov/homeless

What Worked For CAN

Outreach (Partner with CoC)National Call Center for Homeless Veterans (2-1-1

& West TN Homeless Hotline)Prevention (SSVF & ESG)Transitional Housing ()Residential Rehab (Home Depot Foundation, HPG,

FHLB)Voc Rehab (Center for Independent Living)Permanent Housing (HUD-SHP, SSFV)

Foreclosed VA & Other Foreclosed VA & Other Federal PropertiesFederal Properties

Non-profit organizations may be eligible to purchase VA acquired properties at a discount.

VA markets these properties at fair market. Non-profits may purchase these properties at discounts after the properties have been listed for sale. Percentage of discount vary based on length of property listing.

Listings – http://listings.vrmco.com/Other Federal Properties-

http://portal.hud.gov/hudportal/HUD?src=/topics/homes_for_sale

HUD Housing Counseling

• Pre/Post Purchase Counseling• Homebuyer EducationTraining/Certification• Fair Housing• Predatory Lending• Foreclosure Intervention Counseling-• Financial Literacy Training, budgeting, and debt management• Credit Counseling• Mortgage Default/Loss Mitigation-HHF• Rental Counseling• Services for the Homeless

CAN’s HUD Housing Counseling

• Community Action Network (CAN) is a certified HUD Housing Counseling Agency.

• We apply for HUD Housing Counseling Grant Funding

• This Grant Funding enables CAN to hire a Housing Counselor

• We hired an unemployed Veteran

Senior Housing Opportunities

1. Home Depot Foundation

2. Rural Development-HPG

3. Federal Home Loan Bank of Cincinnati- Accessibility Repair

4. Home Depot Donations-Framing For Hope

5. Rural Development-504 Loan Program

6. Part B Funds from Center for Ind. Living

Homeowner Repair Funding

Section 504 Rural Housing Repair andRehabilitation Loans and Grants

• Purpose:

• This Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.

• Ideas-Become a Rural Development Loan Packager for 504 Loans

Homeownership Funding

1. Home Depot “Framing for Hope”

2. HAC-SHOP funds

3. HUD-HOME

4. Housing Trust Fund

5. Rural Development-502 Loan Program

6. Federal Home Loan Bank of Cincinnati

Combining Our Senior & Veteran Housing Programs

• J.M. was a homeless, disabled Senior Veteran. He had been living in an old shed for a number of years. He was referred to CAN from our Independent Living Center. They helped him get his VA Benefits started, and we helped him get into a new home.

J.M.’s Home

• The funding sources used to provide J.M. an affordable home:

1. HAC-SHOP Funds-$15,000

2. Framing for Hope (Home Depot Donations)-$10,000

3. HUD-HOME-$15,000

4. FHLB-AHP-$10,000

Total Mortgage Reduction & Cost Savings $ 50,000

His First Mortgage is $40,000-House Payment $ 315.00 for 15 years

J.M.’s New Home

Rent To Own Homes• THDA-Housing Trust Fund• THDA-NSP• Community Development Block Grant• Rental Assistance-HUD-SHP & VA-SSFV

The CDBG & Housing Trust Fund Grants have a 5 year Retention-The Tenant is allowed to purchase Home after 5 years. A percentage of their rent can applied toward Down Payment

    

FEDERAL HUD-SHP THDA- VA-SSFV RD-HPG RD-Demo Home HOME LOAN HTF GRANT Initiative Depot BANK Foundation

CAN’s Strategies Solicit Board Members that are Veterans &

Military Families and/or SeniorsApply for Grants for Homeownership,

Homeowner Repair targeting Veterans & Seniors, and Rent To Own Homes

Apply for WOTC and Hire Unemployed Veterans

HUD Housing CounselingImplementing Energy Saving Ideas

Energy Efficiency Ideas

• Install Ductless Mini-Split Heat/Air Units

• Cost per HVAC unit lower than traditional HVAC unit

• ENERGY STAR systems rated systems with dramatic increases all the way up to 26 SEER. .which means low utility bills!

Tankless Water Heaters

For homes that use 41 gallons or less of hot water daily, demand water heaters can be 24%–34% more energy efficient than conventional storage tank water heaters.

Our Next Step-Solar Panels!!

• Check Your Local Area to See What Might Be Available for Grants to Install Solar Panels

• CAN is sending one of our Employees to get Certified to Install Solar Panels

• We are going to check with TVA

Have You Received Any $$$$ From the IRS lately for Your

Organization??

Community Action Network Did!!

Through the WOTC Program

Work Opportunities Tax Credit

• The Work Opportunity Tax Credit (WOTC) is a Federal tax credit available to employers who hire individuals from eligible target groups with significant barriers to employment.

• Tax-exempt organizations can take advantage of WOTC by hiring eligible veterans and receiving a credit against the employer’s share of Social Security taxes.

Helping Homeless Seniors & Veterans

• Homeownership- J.M. & E.R.

• Rent To Own- L.D. & E.C.

Home Depot Foundation & Framing for Hope

Homeless Outreach-Partnering With OurHomeless Coalition

Motorcycle Run

We can change the current

housing

situation for Veterans and

Seniors-through

intention, strategy, collaboration

and community!