Civics Semester 2 Civics Semester 2 Test ReviewTest Review

Civics Semester 2 Civics Semester 2 Test ReviewTest Review Chapters 12-22Chapters 12-22

Key Facts & TermsKey Facts & Terms

Chapter 12

Chapter 13

Chapter 14

Chapter 16• Types of Crime The FBI identifies 29 types of crime, which can be

categorized into five main categories—crimes against persons, crimes against property, victimless crimes, white-collar crimes, and organized crimes. Depending on the offense, white-collar crimes may be considered either property crimes or victimless crimes. Organized crimes may fall into all three categories.

• Violent • Crimes like murder, manslaughter, robbery, forcible rape, and

aggravated assault are considered violent crimes.

• Victimless • Gambling, drug abuse, breaking curfew, and running away are

categorized as victimless crimes.

• Property • Crimes against property include burglary, motor vehicle theft,

shoplifting, and some white-collar crimes.

Chapter 16

• Causes of Juvenile Crime– Poor Home Conditions– Poor Neighborhood Conditions– Gang Membership– Dropping Out of

School/Unemployment– Alcohol and Drugs– Peer Pressure

Chapter 16Minors and the Death Penalty • The Eight Amendment prohibits cruel and unusual punishments. • When the Eighth Amendment was adopted, the death penalty was

neither unusual nor considered excessively cruel by the framers of the Constitution. Over the years, however, many Americans began to feel differently, especially when it came to executing young criminals.

• In two separate decisions in 1989, the Court ruled that a person with mental retardation, a 16-year-old boy, and a 17-year-old boy all could be executed for murders that they were convicted of committing. But in 2002, the Court overruled the first of those decisions, and in 2005, the Court reversed the second decision, ruling that no one could be executed for a crime they committed while under the age of 18.

• In both of the later rulings, the Supreme Court looked to “the evolving [developing] standards of decency that mark the progress of a maturing society.”

• What does this mean? Recent changes in various state laws convinced the Court that American society now saw these two groups of people as less responsible for their actions and less able to make rational decisions than adults and individuals without mental handicaps. In society’s eyes, and therefore the Court’s view, executing these defendants now was “cruel and unusual”and therefore unconstitutional.

Today’s Juvenile Justice System

• The Supreme Court later ruled that juveniles accused of crimes do not have the right to a jury trial.

• Instead of trials, juvenile courts hold hearings [held in private].

• Only parents or guardians and others directly involved in the case can attend.

• The purpose of the hearings is to determine the guilt or innocence of the accused young person.

Today’s Juvenile Justice System

• Treatment or Punishment• During a juvenile hearing, a

judge listens to evidence presented by both sides.

• At the end of the hearing, the judge must decide the guilt or innocence of the juvenile offender.

Arrest Rates Versus Graduation Rates

Chapter 17THE ECONOMIC SYSTEM

• Monopolies– Because

monopolies limit competition, they harm our free-enterprise system. As a result, they are outlawed in the United States.

ECONOMY OF SCALE

• Comparing Economic Systems [page 457]

• Command, market, and traditional economies differ in the way goods are

produced and sold. Most countries use a mix of two more of these systems.

• Command • Market • Traditional

Organization and Control in a Typical

Corporation

THE ECONOMIC SYSTEM

The Government’s Role [page 469]• Although the U.S. government does not tell business owners what products to

make or how much to charge, it does influence business in many ways. – ensures that big corporations do not destroy competition from small businesses. – protects a person’s rights to own private property and to buy and sell in a free market. – taxes business income. Changes in the tax code can affect business plans.

•  Many agencies of the federal government help businesses. – Small Business Administration helps small businesses as they compete in the economy.

• The government plays many other roles in business. – helps business by providing information that managers can use in planning their

production levels, sales, and costs.– sometimes provides loans and other types of assistance to businesses. – tries to keep the economy running smoothly.

• protects workers’ health and safety, prevents pollution of the environment, and protects buyers from dishonest practices and harmful products.

• ensures that employers cannot discriminate against workers or job applicants. Congress has also established a federal minimum wage law. This law requires a minimum hourly wage for employees who are not exempt.

Free Market Economy

• Page 470

Types of Advertising • Competitive

Competitive advertising tries to persuade consumers that a product is better than or different from its competitors.

• Informative Informative advertising gives consumers information about a product, such as its price, its quality, its history, and its special features. Informative ads may be combined with competitive ads.

• Emotional Some advertisers use words or pictures that attempt to appeal to a consumer’s emotions. Advertisers may appeal to fear, happiness, or sense of well-being, for example.

– 488

Truth in Advertising?

• Some advertising is false or misleading.

The Banking SystemTypes of Banks • Today businesses and individuals have a variety of different

types of banks to choose from. – While the basic services of each type of bank are similar, they

offer different services to their customers. • Commercial Banks

– Commercial banks offer a full range of financial services to businesses and individuals. Most of the banks in the United States are commercial banks.

• Savings and Loan– Savings and loan associations are institutions that help people

save and obtain home mortgages. • Credit Union

– Credit unions are member-owned institutions that provide the same services as banks and savings and loans.

• Page 512

• Economists use two definitions of money supply.

• The narrowest definition, called M1, includes all currency, checking accounts, and traveler’s checks.

• A broader definition, M2, includes all of those plus savings deposits, certificates of deposit, and other assets that can be converted quickly into cash.

• Money in your pocket or in your checking account is part of the money supply.

• Because banks can lend cash, the government does not have to print more money—it simply lets the banks increase the money supply.

– Page 515

Banks and the Money Supply