All that you need to know about car accident compensation

During an unfortunate event of your car being damaged in an accident, you might be left in the dark

about the compensation that you can claim for and how your compensation amount should be

calculated, if you are not aware of the basic details. As a car owner, you must frequently update

yourself on the rules and regulations that govern the compensation process in the event of car

accidents.

In order to know how much you can claim as compensation when your car meets with an accident,

you should contact your third party insurance provider right after the accident. The car accident

compensation amounts can then be mutually worked out between you and your insurance provider.

In some of the cases, your insurance provider will quote a reasonable amount of compensation;

however in some cases, you might find yourself differing with your agent. A surveyor can be

appointed in this case. The surveyor is an expert who assesses the damage of the car and injuries to

the person if any and then advises on the amount that can be claimed for.

In order to arrive at the correct car accident compensation amounts, you must first be aware of the

basics like clicking picture of the car when it is damaged, gathering witnesses to support your claim,

filling up the claim form with accurate details, attach supporting documentation like medical bills,

copy of FIR filled at the time of accident, details of repairs that has occurred to the car etc. If all

these documents are supported properly, then the claim process will be a breeze for you.

The car accident compensation calculator can be used to arrive at the amount that you are eligible

for claiming. This amount will vary depending on the damages suffered by the car, physical damages,

if any, to the driver or passengers of the vehicle, features of the insurance policy of your car, its

inclusions and exclusions, whether your car is new or old and many such factors. If as per the

calculator, your claim amount is less than 20000INR, then the surveyor who assesses the damages of

your car would be the one appointed by your insurance company. In cases where your

compensation amount exceeds 20000INR, you should always insist on an external surveyor as per

the governing laws.

In case of ambiguity or any issues, you must always consult a legal expert who specialises on

compensations of this kind. He will help you in deciding the right car accident compensation

calculator, through which you will get maximum coverage for your damages.

The Australian Injury Helpline

PO BOX H313, Australia Square, SYDNEY, NSW 2000

Email: admin@injuryadviceline.com.au

Web: http://www.injuryadviceline.com.au/