bulletproof budgeting

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Bulletproof BudgetingThe Foundation of financial literacyOur number one takeaway over the years was ... nobody really uses budgeting. Everyone means to do it; nobody really does it. The more important concept is cash flow. It doesn't matter that you spent $200 on clothing this month or last month, what matters is at the end of the month, do you have more money than you spent.- Bill Harris Former CEO - IntuitAre Budgets Old Fashioned?

What is a Budget?What We Think

What is a Budget?What Our Students Think

What is a Budget?What a Budget Really Is

Who Tells Us What to Buy?

What is the 21st Century Budget?

MeaningfulFlexibleSimpleSharedMaking Bulletproof BudgetsMotivating Purpose / Reward StructureMeaningful

Leave room for the unexpectedFlexible

Simple

People perform to how they aremeasuredShared

Still a place for Budgets

toryn@squire.com@normantorywww.abettercause.com

Tory Norman