bnm-afi capacity building...
TRANSCRIPT
BNM-AFI Capacity Building ProgrammeAccess To Financial Services for
The Micro, Small And Medium EnterprisesKuala Lumpur, 14 - 17 June 2014
A joint initiative byBank Negara Malaysia (BNM)
and Alliance for Financial Inclusion (AFI)
Course Programme 4
CONTENTS
Profi le & Details of Speakers
List of Participants
Venue of Events & Secretariat Contacts
12
26
34
COURSE PROGRAMME
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 1 | TUESDAY | 14 OCTOBER 2014
09:00-09:10 Welcoming RemarksConference Hall 1, Ground Floor
Mr. Thomas TanBank Negara Malaysia
Ms. Maria Moreno SanchezAlliance for Financial Inclusion
09:10-9:20 Photography SessionFoyer, Conference Hall 1, Ground Floor
09:20-10:10 Context Setting and Ice-BreakingConference Hall 1, Ground Floor
Dr. Barbara DrexlerFrankfurt School of Finance and Management
10:10-10:30 Energise and EngageFoyer, Conference Hall 1, Ground Floor
10:30-12:00 Session 1: Case Studies on SME Finance Policies by the Alliance for Financial Inclusion (AFI) / Global Partnership for Financial Inclusion (GPFI)Conference Hall 1, Ground Floor
This session will discuss the fi ndings of the case studies on the policy interventions to promote SME fi nancing.
Ms. Maria Moreno SanchezAlliance for Financial Inclusion
12:00-13:00 Session 2: MSME Financing Ecosystem – Peru’s ExperienceConference Hall 1, Ground Floor
This session will describe the practices and ecosystem adopted in Peru for MSME fi nancing. This includes an overview of the fi nancial and microfi nance system in Peru, as well as regulatory and supervisory framework for the microfi nance institutions.
Ms. Roxana Chavez ValenciaSuperintendency of Banking, Insurance and Private Pensions Fund Administrators of Peru
13:00-14:00 Refuel & RelateConference Hall 1, Ground Floor
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 1 | TUESDAY | 14 OCTOBER 2014
14:00-15:00 Session 3: MSME Financing Ecosystem – Malaysia’s ExperienceConference Hall 1, Ground Floor
This session will discuss Malaysia’s approach towards MSME fi nancing. This includes the diverse types of policies and interventions to facilitate access to fi nancing for MSMEs and the coordinated arrangements amongst key stakeholders in implementing action plans that cut across different institutions.
Mr. Ahmad Haniff JamaluddinBank Negara Malaysia
15:00-15:15 Imbibe & InteractFoyer, Conference Hall 1, Ground Floor
15:15-16:15 Session 4: Improving Access to Finance for the MSMEs: Product Innovation in Turkey Conference Hall 1, Ground Floor
This session will describe the new fi nancing instruments introduced in Turkey, including the role and initiatives of the Government and other entities in Turkey in promoting these instruments.
Mr. Hakan Ertürk, Head of DepartmentDirectorate General of Financial Sector Relations and Undersecretariat of Treasury Turkey
16:15-17:00 Tour of Sasana Kijang and BNM Museum and Art Gallery
17:00 Depart for Lanai Kijang
18:30 - 20:30
Dinner and Cultural PerformanceThe Residential Café, Lanai Kijang
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 2 | WEDNESDAY | 15 OCTOBER 2014
09:00-09:10 Review & Reiterate Conference Hall 1, Ground Floor
09:10-10:10 Session 5: Improving Access to Finance for SMEs : Banking Beyond Branches – Malaysia’s CaseConference Hall 1, Ground Floor
This session illustrates an initiative that embarks on branchless banking through collaboration with non-bank entities, to increase outreach to the MSME sector and rural population.
Dato’ Mearia HamzahBank Simpanan Nasional, Malaysia
10:10-10:20 Pause & PercolateFoyer, Conference Hall 1, Ground Floor
10:20-11:20 Session 6: Improving Access to Finance for MSMEs: Agricultural Value Chain Finance Conference Hall 1, Ground Floor
This session discusses the strategies, business models and instruments to facilitate fi nancing for agriculture value chain through the sharing of successful case studies globally. It will also describe some of the key issues and challenges in providing agricultural value chain fi nance.
Mr. Yaw BrantuoInternational Fund for Agricultural Development
11:20-12:20 Session 7: Improving Access to Finance for Micro Enterprises : Experience from BangladeshConference Hall 1, Ground Floor
This session describes the strategies and initiatives undertaken in Bangladesh to improve access to fi nancial services for microenterprises.
Mr. Md. Ashraful AlamBangladesh Bank
12:20-13:30 Consume & ConverseConference Hall 1, Ground Floor
13:30-14:30 Session 8: Capacity Building and Development of SMEs : The International ExperienceConference Hall 1, Ground Floor
This session describes capacity building and development initiatives across the globe to improve access to fi nancial services to the SMEs.
Mr. Thomas FoerchDeutsche Gesellschaft fur Internationale Zusammenarbeit (GIZ) GmbH
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 2 | WEDNESDAY | 15 OCTOBER 2014
14:30-15:30 Session 9: Country Sharing on SME Capacity Building and Development InitiativesConference Hall 1, Ground Floor
This panel discussion will discuss the initiatives adopted to enhance the capacity of SMEs and to promote prudent fi nancial management towards supporting a sustainable SME sector.
Moderator: Ms. Kamisah Abdul KadirBank Negara Malaysia
Presenters:Dr. Sheikh Ghazali Sheikh AbodCentre for Entrepeneur Development (CEDAR)SME Bank Malaysia Berhad
Ms. Nor Fazleen ZakariaCredit Counselling and Debt Management Agency, Malaysia
Mr. Hakan ErtürkDirectorate General of Financial Sector Relations and Undersecretariat of Treasury Turkey
15:30-19:30 Kuala Lumpur Experience
Participants will be given the opportunity to experience Kuala Lumpur as the business, fi nance and tourism hub of Malaysia. This includes a visit to the Petronas Twin Towers Skybridge.
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 3 | THURSDAY | 16 OCTOBER 2014
08:45 Depart for Field Visit
09:30-11:00 Session 10: Visit to SME Corporation Malaysia
Participants will learn how SME Corporation Malaysia undertakes its role to assist SMEs in providing training opportunities, advisory services and business linkages. This includes a tour of its One Referral Centre.
12:00-13:30 Recharge & Recount
14:30-17:00 Session 11: Field Visit to Entrepreneur Projects Sponsored by Agrobank
This visit will provide opportunity to participants to observe the economic activities of microenterprises that is facilitated through fi nancing, provided and supported by Agrobank.
17:00 Depart for Lanai Kijang
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 4 | FRIDAY | 17 OCTOBER 2014
09:00-09:45 Session 12: Wrap Up of Field Visit Conference Hall 1, Ground Floor
This session will provide an opportunity for participants to relate and share key-takeaways from the fi eld visits.
Ms. Ruziana Mohd. MokhtarBank Negara Malaysia
09:45-10:45 Session 13 : Facilitating Financing for the SMEs Through Improved Credit Reporting: The International ExperienceConference Hall 1, Ground Floor
This session describes the importance of credit reporting to facilitate fi nancing and developmental efforts for SMEs, based on the work by the International Committee for Credit Reporting, chaired by the World Bank.
Ms. Elaine MaceachernWorld Bank Group
10:45-11:00 Refresh & RecollectFoyer, Conference Hall 1, Ground Floor
11:00-12:30 Session 14: Reducing Information Asymmetry: Country Sharing on the Use of Credit Bureau for SMEsConference Hall 1, Ground Floor
This three break-out sessions, will discuss on the different perspectives on making available quality credit information to improve access to fi nancing for SMEs.
Ms. Karen Lee Fong LinBank Negara Malaysia
Mr. Heng BomakaraNational Bank of Cambodia
Mr. Khoo Kim HoCredit Bureau Malaysia
12:30-14:15 Ingest & InvigorateFriday PrayersConference Hall 1, Ground Floor
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Bank Negara Malaysia (BNM) | Alliance for Financial Inclusion (AFI)
DAY 1 | TUESDAY | 20 MAY 2014DAY 4 | FRIDAY | 27 JUNE 2014
14:15-15:15 Session 15: Women-Led SME FinanceConference Hall 1, Ground Floor
This session describes on the approaches adopted to improve the access to fi nance for women-owned SMEs.
Moderator:Ms. Maria Moreno SanchezAlliance for Financial Inclusion
Presenters:Paula Maria Felipe International Finance Corporation
Mr. Md. Ashraful AlamBangladesh Bank
15:15-15:30 Imbibe & InteractFoyer, Conference Hall 1, Ground Floor
15:30-16:00 Session 16: Sharing by AFI Small and Medium Enterprise Finance Working Group (SMEFWG)Conference Hall 1, Ground Floor
This session provides a brief update on the work undertaken by the SMEFWG, including key initiatives and issues related to SME fi nance.
Ms. Yunita Resmi SariBank Indonesia
16:00-16:45 Session 17: Refl ection and Action PlansConference Hall 1, Ground Floor
This session will provide an opportunity for participants to relate and share key take-aways from the programme.
Dr. Barbara DrexlerFrankfurt School of Finance and Management
16:45-17:15 Feedback SessionConference Hall 1, Ground Floor
17:15-17:20 Closing RemarksConference Hall 1, Ground Floor
Ms. Ruziana Mohd. MokhtarBank Negara Malaysia
Ms. Maria Moreno SanchezAlliance for Financial Inclusion
PROFILE & DETAILS OF SPEAKERS
Profi le o
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MR. THOMAS TAN KOON PENGDirectorHuman Capital Development Centre & Central Banking Services, Bank Negara Malaysia
MS. MARIA MORENO SANCHEZ Policy AnalystAlliance for Financial Inclusion
Ms. Maria is a banking lawyer, with expertise in fi nancial regulation, focused in projects related to
fi nancial services, retail and wholesale banking, derivatives and insurance products. She has had
experience on payment system regulation (e-banking) and policy matters related to fi nancial inclusion
for developing economies, such as SME Finance. Currently, Maria is a policy analyst responsible for
developing the AFI Member Country Policy Profi le, a repository of knowledge of the fi nancial inclusion
policies issued by AFI members.
Thomas is the Director of Human Capital Development Centre and Central Banking Services (CBS)
in Bank Negara Malaysia (BNM). He is responsible for developing a competent and progressive
workforce for BNM. He also oversees the formulation and implementation of technical cooperation
strategies and programmes to enhance ties with central banks and fi nancial sector authorities.
Thomas has more than 19 years of experience in central banking. Prior to his current role, Thomas
served in the Development Finance and Enterprise Department, Economics Department as well as
the Monetary Assessment and Strategy Department, where he was the Deputy Head of the Monetary
Policy Committee (MPC) Secretariat.
Thomas holds a degree in Economics and Accounting from the University of Bristol and an MBA
from INSEAD. He is a Chartered Financial Analyst (CFA) charter holder, was a BNM scholar and had
attended the Strategic Leadership for Microfi nance Programme at Harvard Business School.
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Ms. Roxana Chávez Valencia is a Microfinance Senior Supervisor at the Superintendency of Banking, Insurance and Private Pension Fund Administrators of Peru. Chavez executes on site and off site supervision in entities that provides micro and small credits, also participates as a trainer in national events and internships for foreign delegations about microfinance topics.
Roxana is an accountant and has a master degree in Corporative Finance at the Esan University of Peru.
MS. ROXANA CHAVEZ VALENCIAMicrofi nance Senior Supervisor Superintendency of Banking, Insurance and Private Pension Fund Administrators of Peru
Dr. Barbara Drexler is Associate Dean of International Affairs at Frankfurt School of Finance and Management. In this role, Barbara is responsible for International Executive Education, Student Recruitment and Academic partnerships. She is a seasoned expert in education management and quality assurance, with substantial experience in curriculum design and development. Barbara teaches economics for Bachelor and Master Students in Germany and is a visiting lecturer at the Protestant University of the Congo, Kinshasa DRC. Recently, she has also taught customized seminars on Economics and Monetary Policy for (non-economist) staff of the European System of Central Banks.
Ms. Drexler has studied at the United World College of South East Asia Singapore, the University of York UK and the London School of Economics. She holds a PhD in Monetary Economics from Germany. Above all, she is looking forward to returning to her country of birth, Malaysia.
DR. BARBARA DREXLERAssociate DeanInternational Affairs, Frankfurt School of Finance and Management
Profi le o
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Mr. Erturk has been serving as the Head of Department for Financial Instruments and Market Development at Turkish Treasury since 2011 and his works are focused primarily on entrepreneurship ecosystem to improve access to finance for SMEs. His department is now actively working on venture capital issues to strengthen the financial ecosystem through developing public policies for business angels and business angel networks. Mr. Erturk actively took part not only in the creation of business angels and funds of fund programs but also in improving the quality and volume of business angel investments. He is also dealing with the implementation of the fund of funds system which was established in early 2014 to support the venture capital funds and co-investment funds. Besides, he also works on improving other alternative financing instruments to increase access to finance.
He graduated from Ankara University, Department of Economics in 2000 and started his career at Turkish Treasury as an auditor. In 2008, he got his MBA (Finance) degree from University of Illinois in the United States. Currently, he is working on a doctorate in venture capital at Department of Business Administration in Ankara University.
MR. HAKAN ERTURKHead Department for Financial Instruments and Market Development, Turkish Treasury
Mr. Ahmad Haniff Jamaludin is currently a Manager in the Development Finance and Enterprise Department, Bank Negara Malaysia (the Central Bank of Malaysia), overseeing the development of policies and strategies on financial inclusion as well as access to financing for SMEs. With 15 years experience serving Bank Negara Malaysia, he has extensive experience in financial inclusion and SME financing areas, and the regulation of banking institutions and development financial institutions in Malaysia.
He holds a Master of International Economics and Finance degree from the University of Queensland, Australia; a BSc in Finance and Accounting from the University of Salford, UK; and a Certificate in Islamic Banking and Finance Law, International Islamic University, Malaysia.
MR. AHMAD HANIFF JAMALUDIN ManagerDevelopment Finance and Enterprise Department, Bank Negara Malaysia
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Md. Ashraful Alam is currently a Deputy General Manager in the SME & Special Programs Department, Bangladesh Bank (the Central Bank of Bangladesh), overseeing the development of policies and strategies on access to financing for MSMEs. He is also engaged in design, implementation and monitoring of financial inclusion policies and strategies in Bangladesh Bank. He is a member of the AFI SME Finance Working Group and AFI focal point of Bangladesh Bank. Mr. Alam is engaged with many national and international organizations in various capacities in the field of financial inclusion, MSME development and entrepreneurship building.
With 19 years of experience in serving Bangladesh Bank, and 4 years in the Government, he has extensive experience in prudential regulations in banking with special focus on SME banking, development financing, MSME and entrepreneurship development with particular focus on financial inclusion and inclusive growth in Bangladesh. He has extensive experience in the areas of low cost housing, community mobilization, working with MFIs and private sector development (PSD). Mr. Alam is also engaged in teaching business and entrepreneurship at tertiary level as adjunct faculty.
He holds a Master of Business Administration degree from the Institute of Business Administration, University of Dhaka, Bangladesh; a BSc in Natural Resource Management from the Institute of Forestry and environmental Science (IFES) University of Chittagong, Bangladesh.
MR. MD. ASHRAFUL ALAM Deputy General ManagerSME & Special Programs Department, Bangladesh Bank
Dato’ Mearia has more than 20 years of working experience in many fields, including audit and financial consultancy, corporate banking, corporate & strategic planning as well as operations management.
She started her career in audit & financial advisory at Arthur Andersen & Co. and later joined Bank of Commerce (M) Berhad in the Corporate Banking Division. Thereafter, she worked in two property companies, namely Land & General Berhad dan Malton Berhad in the Corporate & Strategic Planning Division.
She served Pos Malaysia Berhad as Chief Operating Officer in the Retail & Financial Services Division, prior to joining Bank Simpanan Nasional on 1 July 2014 as Senior Vice President/Head of Community Business Division.
Dato’ Mearia Hamzah graduated with Masters in Business Administration (Accounting & Finance) from University of New Haven, Connecticut, USA and a Bachelor of Science (Accounting) from State University of New York, USA.
DATO’ MEARIA HAMZAHSenior Vice President/HeadCommunity Business, Bank Simpanan Nasional
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Mr. Thomas is a financial market professional with in depth experience across regulation, supervision, banking and microfinance.He is currently heading the GIZ (Deutsche Gesellschaft für Internationale Zusammenarbeit GmbH) project on Financial Sector Development in Myanmar. The project focuses on sustainable access to formal financial services for SME and works closely with the Central Bank of Myanmar, the Myanmar Institute of Banking and also selected pilot banks.
Thomas held further positions with GIZ as advisor to Bank Indonesia (Central Bank of Indonesia) and as financial sector expert in the GIZ-internal research and planning division in Germany. In Indonesia, he focused on the regulation and supervision of microfinance institutions as well as commercial banks. In his role in Germany, he oversaw the GIZ financial sector portfolio in Asia.Prior to joining GIZ, Thomas worked in the financial services industry in Switzerland with a focus on investments in emerging markets.
Thomas holds academic degrees in Economics as well as International Relations. He studied in Switzerland (St. Gallen and Geneva), UK (Aberdeen) and China (Shanghai).
MR. THOMAS FÖERCH Head, Project on Financial Sector Development in MyanmarDeutsche Gesellschaft für Internationale Zusammenarbeit GmbH (GIZ)
Mr. Yaw Brantuo is the Coordinator of IFAD’s Rural and Agricultural Finance Programme (RAFiP) which supports value chain interventions in Ghana. Previously, Yaw was responsible for the implementation of a five-year rural finance project including an agricultural credit programme worth $31 million out of which $23 million reached 10,506 actors across identified value chains in collaboration with fifty-six commercial banks, rural and community banks, savings and loans companies and financial NGOs.
MR. YAW BRANTUOProgramme Coordinator Rural & Agricultural Finance Programme, International Fund for Agricultural Development (IFAD)
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Dr. Sheikh Ghazali Abod is currently the Chief Operating Officer, Centre for Entrepreneur Development and Research (CEDAR), a wholly-owned subsidiary of SME Development Bank of Malaysia. He was earlier the Director of Human Capital & Corporate Services, SME Bank. Prior to his appointment in July 2010, he was the Senior VP, Group Head Education, Sime Darby Corporation. He used to be the Deputy Vice-Chancellor (Management) of Universiti Tenaga Nasional (UNITEN), a post he held, subsequent to his position as Deputy President and Chief Operating Officer of Universiti Tun Abdul Razak (UNITAR).
He holds a Ph.D in Islamic Financial Economics from the University of Durham, United Kingdom (1996), MBA (MIS and Corporate Finance) from the Catholic University of Leuven (1981) Belgium, as well as Diploma in Computer Science from the Universiti Teknologi MARA (UiTM) (1978).
DR. SHEIKH GHAZALI SHEIKH ABODChief Executive Offi cerCentre for Entrepreneur Development and Research (CEDAR), SME Bank Malaysia Berhad
Ms. Kamisah is the Deputy Director of Development Finance and Enterprise Department of Bank Negara Malaysia, heading the SME Financing and Financial Inclusion Division. She is directly involved in designing, implementing and monitoring of policies and programmes pertaining to SME Financing and Financial Inclusion.
Her involvement in the SME development began since 2005 as the Secretariat member of the National SME Development Council at the Bank before the function transferred to SME Corporation Malaysia in 2008. She had the opportunity to work with the World Bank consultants in drafting the SME Masterplan 2012-2020 during her two-year attachment at SME Corporation Malaysia as the Director of Economics and Policy Planning Division. Her other working experience at the Bank for 20 years include regulation/supervision of development financial institutions and insurance industry as well as corporate strategic management.
Kamisah holds Master’s Science in International Development Finance from University of Manchester, UK and Bachelor of Commerce from University of Canterbury, NZ.
MS. KAMISAH ABDUL KADIRDeputy DirectorDevelopment Finance and Enterprise Department, Bank Negara Malaysia
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Ms. Ruziana has been with Bank Negara Malaysia since 1998. She joined the Central Banking Services (CBS) in August 2014 to oversee the development and implementation of international technical cooperation initiatives in areas of central banking and financial stability with other agencies and organisations.
Prior to joining CBS, Ruziana served as Deputy Director in the Prudential Financial Policy Department and Financial Sector Development Department. Her experience includes development of prudential regulatory policies, review of the Central Banking Act and Financial Services Act, Financial Stability Assessment Programme, financial sector liberalisation, financial markets development, establishment of Financial Institutions Directors’ Education Programme and Financial Sector Talent Enrichment Programme; and implementation of the Financial Sector Masterplan.
Ruziana holds an accounting degree from the University of Melbourne and is a member of CPA Australia.
MS. RUZIANA MOHD MOKHTARDeputy DirectorCentral Banking Services, Bank Negara Malaysia
Ms. Nor Fazleen Zakaria is currently the General Manager, Operations Division of Credit Counselling and Debt Management Agency Malaysia, also known as Agensi Kaunseling dan Pengurusan Kredit (AKPK). Set up in 2006, AKPK is a wholly owned subsidiary of Bank Negara Malaysia to promote retail consumers’ financial wellness through financial education, credit counseling and debt management programmes.
Nor Fazleen is in charge of the 3 core services of AKPK namely, financial education, credit counselling and debt management programmes with the aim of ‘Making Prudent Financial Management a Way of Life for Malaysians’.
She holds a Bachelor’s degree in Accounting and Finance from the University of Brighton, United Kingdom. She is also an Associate Member of Chartered Institute of Management Accountants (CIMA), United Kingdom.
MS. NOR FAZLEEN ZAKARIAGeneral ManagerOperations Division, Credit Counselling and Debt Management Agency, Malaysia (AKPK)
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Ms. Karen is currently a Manager in the Financial Surveillance Department, Bank Negara Malaysia. Her role includes overseeing macroprudential surveillance on the financial system and charting the strategic direction of the credit reporting industry in Malaysia. She also has experience in the application of credit bureau data for systemic risk assessment and policy formulation. She is a Chartered Accountant with the Association of Chartered Certified Accountants, UK (ACCA) and is a member of the Malaysian Institute of Accountants (MIA).
MS. KAREN LEE FONG LINManager Financial Surveillance, Bank Negara Malaysia
Ms. MacEachern is currently the Asia Pacific Regional Product Specialist for World Bank Group (WBG)‘s financial infrastructure secured lending product. Elaine has over fifteen years of public and private sector experience and a solid track record providing consultative services and trusted advice to governments, development agencies and international financial institutions. Elaine was a former Registrar of both Land Titles (immoveable) and Personal Property (moveable) in Canada. She has participated in the design, development and implementation of secured transaction reform projects and registry systems in Canada, Russian, Asia and Africa under Common, Civil and Islamic law regimes. She has extensive experience in legislative and public registry reform projects involving various alternatives operational and governance models. She actively monitors the global development of secured transaction law and operational frameworks and is frequently sought as subject matter expert on secured transaction projects globally.
When Elaine is not traveling throughout Asia providing advisory services to WBG’s government clients on secured transaction and collateral registries, she and her husband enjoy the freedom of having an empty nest and all the different cuisines Bangkok has to offer!
MS. ELAINE MACEACHERNAsia Pacifi c Regional Product SpecialistSecured Transactions and Collateral Registries, World Bank Group
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Mr. Khoo Kim Ho is the Chief Executive Officer of Credit Bureau Malaysia (CBM). Prior to his appointment as CBM’s CEO in November, 2013; he was the Senior General Manager of Operations for Credit Guarantee Corporation Malaysia Berhad. He joined CGC in 1992, serving various capacities including credit. As Senior General Manager of Operations, he was responsible for strategizing, planning, directing and leading the development and implementation of approved operational, business and credit activities of the Asset Management and Credit Divisions.
He brings with him more than 30 years of experience in financing and consultancy, having served for 10 years at the Malaysian Productivity Corporation prior joining CGC.
Mr. Khoo holds a B. Soc. Sc. (Hons.) majoring in Management from Universiti Sains Malaysia.
MR. KHOO KIM HOChief Executive Offi cerCredit Bureau Malaysia
Mr. Heng Bomakara is currently a Chief of Macro-Surveillance Division of the National Bank of Cambodia. He examines the performance of each bank as well as the whole banking system. The examination is mainly focused on the capital adequacy, credit risk, liquidity risk, operational risk, market risk, concentration risk, etc. to ensure that the banks operate in a safe manner. He is one of the key members of the financial stability team of the National Bank of Cambodia, which is responsible for analyzing and identifying the potential hazard in the banking sector.
Mr. Heng Bomaraka has worked as an internal auditor of the National Bank of Cambodia in reviewing the adequacy and effectiveness of the internal control systems of the departments and branches to ensure that their implementation will meet their goals and objectives.
Mr. Heng Bomakara holds a Master of International and Development Economics from the Australian National University and a Master of degree from the University Utara Malaysia in management.
MR. HENG BOMAKARAChief of Macro-Surveillance DivisionNational Bank of Cambodia
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Ms. Sari has a deep passion in Small and Medium Enterprise Development as reflected by her various research project, such as: Role of Central Banks in SME Development – Joint research at the SEACEN Centre (2004), SME Profile in Indonesia (2005), Mutual Linkage of SME and corporations in Indonesia (2006), SME Cluster Development-Pilot project (2007), Role of Banks in successful SMEs (2008), Impact of Financial Crisis to SME (2009), Preliminary study of the establishment of SME Credit Rating (2009), Developing the Regional Credit Guarantee for SME (2010), Research on Regional Leading Sectors (2011), Analysis on MFI Key Success Factor (2011), Household Survey (2012). She has actively participated in international forums: ASEAN SME Working Group, APEC SME Working Group, Global Policy Forum of Alliance of Financial Inclusion (AFI), ASEAN Financial Inclusion Conference, Global Entrepreneurship Congress, AFI SME Finance Working Group. Additionally she has initiated and played a major role in some SME projects in the country, such as: Regional Credit Guarantee Agency, Credit Rating for SME, SME Clusters and Entrepreneurship Program.
Ms. Sari holds a bachelor degree in Agricultural Engineering from Bogor Agricultural University and a master degree in Business Administration from University of Melbourne, Australia. She started her career in Bank Indonesia, 1993.
MS. YUNITA RESMI SARIDirector Financial Access and SME Development Department, Bank Indonesia
Prior to joining International Finance Corporation (IFC), Ms. Paula Felipe spent her career in senior roles in commercial banking and credit risk management with the Philippine operations of global banks, mainly HSBC and more recently Standard Chartered.
Paula began her career in HSBC as a Relationship Manager for both SME and large domestic and multinational corporates. During the Asian Financial Crisis, Paula was appointed to head HSBC Philippines’ Credit Control unit, and was responsible for managing the “watchlist” and non-performing loan portfolios across conglomerates, commercial and SME businesses, by developing optimal collection and recovery strategies (including restructuring and litigation) and ensuring that prudential standards are maintained. She then went on to head HSBC Philippines’ Trade Services Department, and then further promoted to Head of the Commercial Banking business, which covered large domestic corporates and SME Banking. She was also concurrently a member of the Board of Directors of subsidiary HSBC Savings Bank Philippines Inc.
She joined IFC Philippines in 2009 and currently heads Financial Institutions Group Advisory Services in the Philippines in addition to her role as East Asia and Pacific Specialist for Risk Management Advisory Services.
MS. PAULA MARIA FELIPEOperations Offi cer and Regional Risk Management Specialist, PhilippinesInternational Finance Corporation
22Sp
eakers Details
Manager
Development Finance and Enterprise Department
Bank Negara Malaysia
Associate Dean
International Affairs
Frankfurt School of Finance and Management
Asia Pacific Regional Product Specialist
Secured Transactions and Collateral Registries
International Finance Corporation
Head
Department for Financial Instruments and Market Development
Turkish Treasury
Manager
Financial Surveillance Department
Bank Negara Malaysia
Deputy Director
Development Finance and Enterprise Department
Bank Negara Malaysia
Mr. Ahmad Haniff Jamaluddin
Dr. Barbara Drexler
Ms. Elaine MacEachern
Mr. Hakan Erturk
Ms. Karen Lee Fong Lin
Ms. Kamisah Abdul Kadir
23Sp
eake
rs D
etai
ls
Chief Executive Officer
Credit Bureau Malaysia
Policy Analyst
Alliance for Financial Inclusion
Senior Vice President/Head
Community Business
Bank Simpanan Nasional, Malaysia
Deputy General Manager
SME & Special Programs Department
Bangladesh Bank
General Manager
Operations Division
Credit Counselling and Debt Management Agency, Malaysia
Operations Officer and Regional Risk Management Specialist
Financial Institutions Group Advisory Service
International Finance Corporation
Mr. Khoo Kim Ho
Ms. Maria Moreno Sanchez
Dato’ Mearia Hamzah
Mr. Md. Ashraful Alam
Ms. Nor Fazleen Zakaria
Ms. Paula Maria Felipe
24Sp
eakers Details
Deputy Director
Central Banking Services
Bank Negara Malaysia
Chief Executive Officer
Centre for Entrepreneur Development and Research (CEDAR)
SME Bank Malaysia Berhad
Head
Financial Sector Development Project in Myanmar
Deutsche Gesellschaft für Internationale Zusammenarbeit GmbH (GIZ)
Director
Human Capital Development Centre & Central Banking Services
Bank Negara Malaysia
Programme Coordinator
Rural & Agricultural Finance Programme
International Fund for Agricultural Development
Director
Financial Access and SME Development Department
Bank Indonesia
Ms. Ruziana Mohd Mokhtar
Dr. Sheikh Ghazali Sheikh Abod
Mr. Thomas Foerch
Mr. Thomas Tan Koon Peng
Mr. Yaw Brantuo
Ms. Yunita Resmi Sari
LIST OF PARTICIPANTS
List of Particip
ants
26
Mr. Mohammad Abbas Saameh
Banking Supervision Coordinator and Analyst
Financial Supervision
Da Afghanistan Bank
Mr. K.A.M.M. Raisul Islam
Deputy Director
Onsite Supervision
Microcredit Regulatory Authority
Ms. Marie Thérèse Muhorakeye
Supervisor
Supervision Des Microfinances, Des Institutions Non Bancaires Et
Inclusion Financiere, Bank Of Republic Of Burundi
Mr. Heng Bomakara
Chief of Macro Surveillance Division
Licensing Department
National Bank of Cambodia
Mr. Wang Xiaoteng
Deputy Section Chief
Banking Supervision Department II
China Banking Regulatory Commission
Ms. KIKATA KIOWE Cynthia
Supervisor
Financial Intermediary Supervision
Central Bank of Congo
[email protected]; [email protected]
Ms. Shahnaz Begum
Deputy Director
SME & Special Programs Department
Bangladesh Bank
Mr. Som Kossom
Chief of MDI Supervision Division
Off-Site Suprevision Department
National Bank of Cambodia
Afghanistan
Bangladesh
Burundi
Cambodia
China
Congo
List
of
Part
icip
ants
27
Mr. Amdani
Manager
Financial Access and SME Development Department
Bank Indonesia
Mr. Jose Joseph Kattoor
General Manager
Rural Planning & Credit Department
Reserve Bank of India
Mr. Francisco Daniel Zepeda
Regulations Coordinator
Regulations and Financial Analysis Division
National Banking and Insurante Commission
Mr. Souleymane Tall
Assistant Director
Banking Supervision
Central Bank of Guinea
Mr. Tevita Gade
Analyst
Financial Systems Development
The Reserve Bank of Fiji
Ms. Latileta Qoro
Analyst
Financial System Development and Compliance Group
The Reserve Bank of Fiji
Mr. Ricardo Rafael Contreras Perla
Senior
Development of Financial System
Central Reserve Bank of El Salvador
Indonesia
India
Honduras
Guinea
Fiji
El Salvador
List of Particip
ants
28
Ms. Laila Sami Sawaqed
Senior Financial Analyst
Banking Supervision Department
Central Bank of Jordan
Ms. Flora Nyambere Kimari
Manager-Corporate Planning and Strategy
Finance and Planning
Sacco Societies Regulatory Authority
Mr. Visone Xaysongkham
Deputy Director General
Financial Institution Supervision Department
Bank of the Lao PDR
[email protected],[email protected]
Mr. Andriamahenina Mamy Nirina
Responsible for Support and Promotion
Coordination Nationale de la Microfinance
Direction Générale du Trésor
Ms. Mahima Bhurtha
Analyst
Economic Research Division
Bank of Mauritius
Mr. Dolgorsuren Barkhas
Head Of Division
New Products and Service of Capital Market
Financial Regulatory Commission
Ms. Maniphone Intavanh
Deputy Director of Division
Bank Supervision Department
Bank of the Lao PDR
Ms. Gaadulam Boldbaatar
Director
International relations and cooperation department
Financial Regulatory Commission of Mongolia
Mongolia
Mauritius
Madagascar
Lao PDR
Kenya
Jordan
List
of
Part
icip
ants
29
Ms. Cho Cho Thein
Principal Research Officer
Policy Research, Interbnational Relations and Training
Central Bank of Myanmar
Mr. Dhananjaya Sharma
Deputy Director
Micro Finance Promotion & Supervision Department
Nepal Rastra Bank
Mr. Umar Mohammed Yayangida
Deputy Director
Bank Examination
Nigeria Deposit Insurance Corporation
Ms. Maysa
Deputy Officer
Market Conduct
Palestine Monetary Authority
Ms. Roxana Chavez
Microfinance Senior Supervisor
Deputy Superintendency for Banking and Microfinance Institutions
Superintendency of Banking, Insurance and Private Pension Fund Administrators of Peru
Ms. Jenny A. Romero
Bank Officer
Inclusive Finance Advocacy Staff
Bangko Sentral ng Pilipinas (BSP)
Mr. Aung Tun Win
Assistant Director
Financial Information, Inspection & Survey Department
Central Bank of Myanmar
Philippines
Peru
Palestine
Nigeria
Nepal
Myanmar
List of Particip
ants
30
Ms. Moia. Sulu
Analyst
Financial System Development
Central Bank of Samoa
Mr. El Hadji Amar Seck
Head of Strategy and Statistics Sub Department
Supervision and Regulation of Microfinance Sector
Ministry of Economy and Finance
Ms. Kgopa Matlou
Manager
Microinsurance Supervision
Financial Services Board
Mr. J. M. Ameer
Deputy Director
Provincial Offices Monitoring Department
Central Bank of Sri Lanka
Mr. David Mfanimpela
Programme Director
Micro Finance
Micro Finance Unit
Mr. Umed Rasulov
Senior Specialist
International Relations Department
National Bank of Tajikistan
[email protected]; [email protected]
Mr. Gcina Patrick Nxumalo
Senior Credit Guarantee Officer
Operations- Development Finance Division
Central Bank of Swaziland
Tajikistan
Swaziland
Sri Lanka
South Africa
Senegal
Samoa
List
of
Part
icip
ants
31
Mr. Komlan Kossi
Chef de la Section Monnaie et Crédit
Direction de l’Economie
Ministère de l’Economie et des Finances du Togo
Ms. Sosefina
Manager Financial Institutions - Non Banks
Financial Institutions - Non Banks
National Reserve Bank of Tonga
Mr. Cumhur Özkolaçik
Asst. Expert
Directorate General of Financial Sector Relations&Exchange
Undersecretariat of Treasury
Ms. Huong Pham Thu
Officer
Department of Credit Policies Economic Sectors
State Bank of Viet Nam
Mr. Phan Minh Anh
Head of Financial Infrastructure Division
Financial Stability Department
State Bank of Vietnam
Vietnam
Turkey
Tonga
Togo
VENUE OF EVENTS &
SECRETARIAT CONTACTS
34
Ven
ue
of
Even
ts
PROGRAMME VENUE Conference Hall 1 Sasana KijangBank Negara MalaysiaJalan Dato’ Onn 50480 Kuala LumpurTel: (60)(3) 91792828
WELCOME DINNER Residence CafeLanai Kijang
LUNCH VENUEConference Hall 1Ground FloorSasana Kijang
35
Secretariat Co
ntacts
CENTRAL BANKING SERVICES
Ms. Ruziana MokhtarHP: +6019 233 2375 Email: [email protected]
Ms. Nik Lily HariatiHP: +6019 274 4910 Email: [email protected]
Ms. Sophia TehHP: +6016 203 3177 Email: [email protected]
Alliance for Financial Inclusion 399 Interchange Building24th Floor, Sukhumvit RoadNorth Klongtoey, Wattana10110 BangkokThailandhttp://www.afi-global.org
Central Banking ServicesBank Negara MalaysiaSasana Kijang2, Jalan Dato' Onn50480 Kuala LumpurMalaysia http://www.bnm.gov.my