Best Credit CardsSTART NOW

Best Credit CardsWhich is best credit card for you?

01

What are you looking for in a credit card?Know what should be the type of credit card for you and base it from your lifestyle and financial situation.

Examine if you are the person who:

• Loves to travel

• Fond of purchasing on sale or new products

• Enjoys rewards

• Have a debt from another bank account

• Business man

• First timer and a student

Best Credit Card for Shoppers02

Choose a 0% purchase rate0% purchases credit cards are quite simply credit card accounts where the credit card issuer offers to charge a discounted interest rate of just 0% for an introductory period of time.

Annual FeeA no annual fee credit cards can save the financially prudent consumer some money. If you occasionally rack up interest, you’ll end up paying more on a no annual fee card than a regular low rate credit card with an annual fee.

Minimum Payment DueKeep it firmly in mind that your monthly statement will show you only the minimum payment amount due. However, you should work out the real amount you should be paying over and above that minimum payment to make sure you really will repay the amount you spent before that 0% interest rate turns into a higher interest rate.

Finding the right card who loves to shop using credit cards.

Best Credit Card for Those Who Enjoys Rewards

03

Earn rewards by cash back, air miles and travel rewards, freebies for shopping on retail stores or you may also donate your rewards to charities.

Reward credit cards are categorized into yearly spending of:o $12,000o $24,000o $60,000

Know how many points you are receiving every dollar spent. Your thousand points earned with one provider may get you a product twice as expensive as with the same amount of points earned elsewhere.

Finding the right card who enjoys receiving rewards.

Best Credit Card for Balance Transfers

04

Choose the cheapest long term deal.

0% interest for 6 - 12 months is a great balance transfer deal.

Evaluate the interest rate and the annual fee of a card.

Is there a balance transfer handling fee?

How soon do you have to transfer you balance?

Finding the right card for balance transfers.

Best Credit Card for Businesses and Corporates

05

The following two cards have their own unique attributes if you are in the market for a

credit card for your business. Start your business credit card comparison with the

American Express Business Accelerator Card and the Citibank ‘CitiBusiness’ Card.

If you are in the market to compare business credit cards then you will first need to have

an ABN, an Australian Business Number

Finding the right card for businesses and corporates.

Best Credit Card for Students06

A simple low annual fee credit card is ideal for students.

One should also be secured from any suspicious transaction security.

Find a card that may let you spend but not overspending.

Spend what is in your bank but still be able to receive benefits and rewards.

Finding the right card for students.

Financial management is and will always be a matter of concern for everybody. If you are a college or university student, obtaining a credit card is the best way of building a good credit history.

Thank YouFor Watching