allocated spending plan

Step 1aFill out the pay period in box A. This is simply

how long youll go between paychecks. If you

get paid on the 1st and 15th, then your pay period

for July, for example, would be 7/1 to 7/14.

Step 1b Write how much you will be paid in that pay period (B).

Step 2 Write down how much money youre budgeting

in the Budgeted column (C). In the Remaining

column (D), keep a running total of how much

of your starting income you have left for that

pay period.

Step 3Keep going down the list until the Remaining

column (E) hits zero. When Remaining equals

zero, youre done budgeting for that pay period.

Step 4 If you have money left over at the end of the

column (F), go back and adjust an area, such

as savings or giving, so that you spend every

single dollar. Every dollar needs a home.

Life pulls your money in all directions. Spend time here before spending your cash.Allocation is a fancy word for when you spend your money. Were going to build on your Monthly Cash Flow Plan here and get a little more in depth by breaking your income down by pay period. The four columns on this form represent the four weeks in a given month. If youre married, combine your spouses income with yours.

Allocated Spending PlanDont let this one scare you. Managing your money week to week happens here!

Pay Period Dates

Pay Period Income

TO

B

A


Pay Period Dates Pay Period Dates

Pay Period Income

CHARITY

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Tithes | | | |

Charity & O erings | | | |

SAVING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Emergency Fund | | | |

Retirement Fund | | | |

College Fund | | | |

HOUSING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

First Mortgage/Rent | | | |

Second Mortgage | | | |

Real Estate Taxes | | | |

Repairs/Maint. | | | |

Association Dues | | | |

Other _______________ | | | |

UTILITIES

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Electricity | | | |

Gas | | | |

Water | | | |

Trash | | | |

Phone/Mobile | | | |

Internet | | | |

Cable | | | |

Food Transportation Charity Personal Insurance Debt Envelope

Housing Medical Recreation Savings Clothing Utilities Envelope





TO TOTO TOTO TOTO TO

FOOD

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Groceries | | | |

Restaurants | | | |

CLOTHING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Adults | | | |

Children | | | |

Cleaning/Laundry | | | |

TRANSPORTATION

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Gas and Oil | | | |

Repairs and Tires | | | |

License and Taxes | | | |

Car Replacement | | | |

Other _______________ | | | |

Other _______________ | | | |

MEDICAL/HEALTH

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Medications | | | |

Doctor Bills | | | |

Dentist | | | |

Optometrist | | | |

Vitamins | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |









Visit to download extra copies of this form and explore our other online budgeting tools!

Income_ Tithes= Remaining to budget

Remaining minus Budgeted. Back & forth.

this pay period When Remaining equals zero, youre done budgeting for this pay period.

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e


759540

20E



Pay Period Income

CHARITY

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Tithes | | | |


SAVING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted




HOUSING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted






Other _______________ | | | |

UTILITIES

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Electricity | | | |

Gas | | | |

Water | | | |

Trash | | | |


Internet | | | |

Cable | | | |








FOOD

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Groceries | | | |

Restaurants | | | |

CLOTHING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Adults | | | |

Children | | | |


TRANSPORTATION

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Gas and Oil | | | |




Other _______________ | | | |

Other _______________ | | | |

MEDICAL/HEALTH

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Medications | | | |


Dentist | | | |

Optometrist | | | |

Vitamins | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |













Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e


03540Final cable bill

Florist bill 35F

D



Pay Period Income

CHARITY

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Tithes | | | |


SAVING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted




HOUSING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted






Other _______________ | | | |

UTILITIES

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Electricity | | | |

Gas | | | |

Water | | | |

Trash | | | |


Internet | | | |

Cable | | | |








FOOD

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Groceries | | | |

Restaurants | | | |

CLOTHING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Adults | | | |

Children | | | |


TRANSPORTATION

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Gas and Oil | | | |




Other _______________ | | | |

Other _______________ | | | |

MEDICAL/HEALTH

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Medications | | | |


Dentist | | | |

Optometrist | | | |

Vitamins | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |













Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e

Food

Transpo

rtation

Charity

Person

alInsu

rance

Debt

Envelop

e

Housing

Medical

Recreat

ion

Savings

Clothin

gUtil

ities

Envelop

e


C

945 285

150 135

Pay Period Dates

Pay Period Income

CHARITY

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Tithes | | | |


SAVING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted




HOUSING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted






Other _______________ | | | |

UTILITIES

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Electricity | | | |

Gas | | | |

Water | | | |

Trash | | | |


Internet | | | |

Cable | | | |

Other _______________ | | | |







TOTOTOTO




this pay period

Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

Pay Period Dates

Pay Period Income

CHARITY

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Tithes | | | |


SAVING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted




HOUSING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted






Other _______________ | | | |

UTILITIES

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Electricity | | | |

Gas | | | |

Water | | | |

Trash | | | |


Internet | | | |

Cable | | | |

Other _______________ | | | |







TOTOTOTO




this pay periodPay Period Dates TOTOTOTO

FOOD

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Groceries | | | |

Restaurants | | | |

CLOTHING

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Adults | | | |

Children | | | |


TRANSPORTATION

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Gas and Oil | | | |




Other _______________ | | | |

Other _______________ | | | |

MEDICAL/HEALTH

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Medications | | | |


Dentist | | | |

Optometrist | | | |

Vitamins | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |









When Remaining equals zero, youre done budgeting for this pay period.



INSURANCE

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Life Insurance | | | |

Health Insurance | | | |

Homeowner/Renter | | | |

Auto Insurance | | | |

Disability Insurance | | | |

Identity Theft | | | |

Long-Term Care | | | |

PERSONAL

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Child Care/Sitter | | | |

Toiletries | | | |

Cosmetics | | | |

Education/Tuition | | | |

Books/Supplies | | | |

Child Support | | | |

Alimony | | | |

Subscriptions | | | |

Org. Dues | | | |

Gifts (inc. Christmas) | | | |

Replace Furniture | | | |

Pocket Money (His) | | | |

Pocket Money (Hers) | | | |

Baby Supplies | | | |

Pet Supplies | | | |

Music/Technology | | | |

Miscellaneous | | | |

Other _______________ | | | |

Other _______________ | | | |





Pay Period Dates TOTOTOTO Pay Period Dates TOTOTOTO

RECREATION

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Entertainment | | | |

Vacation | | | |

DEBTS

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

RemainingBudgeted

Car Payment 1 | | | |

Car Payment 2 | | | |

Credit Card 1 _______ | | | |

Credit Card 2 _______ | | | |

Credit Card 3 _______ | | | |

Credit Card 4 _______ | | | |

Credit Card 5 _______ | | | |

Student Loan 1 | | | |




Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |

Other _______________ | | | |



Food Transportation Charity

Reality Check

Personal Insurance Debt Envelope



PayPeriodDate1_From:




Income: Other_2: Other_1: Income2: Income3: Income4: BudgetedPage2: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

4: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

RemainingPage2: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

4: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20:

Other_Transportation: Other_MedicalHealth: 1: 2: 3: 4:

BudgetedPage3: 1: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

4: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

RemainingPage3: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

4: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

BudgetedPage4: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

4: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

RemainingPage4: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

2: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

3: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

4: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19: 20: 21: 22: 23: 24: 25: 26:

Other_Personal: Other_Personal2: Other_Debts: 2: 3: 4: 5: 6: 7: 8: 9: 10: 13: 1: 11: 12:

Other_CreditCard: 1: 2: 3: 4: 5:

PayPeriodDate1_To:

PayPeriodDate2_To:

PayPeriodDate3_To:

PayPeriodDate4_To:

Budgeted1: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Remaining1: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Budgeted2: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Remaining2: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Budgeted3: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Remaining3: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Budgeted4: 0: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

Remaining4: 1: 1: 2: 3: 4: 5: 6: 7: 8: 9: 10: 11: 12: 13: 14: 15: 16: 17: 18: 19:

allocated spending plan

Documents

period b

money week

money youre budgeting

remaining column d

budgeted column

column f

remaining column e hits

starting income