A Scholar today A Success Tomorrow

What is in your future?

1.Your Dream Car?_______ Estimated Cost? ________2. Do you like lots of clothes?__ How much do spend per month?3. Do you dream about traveling?_____4. Do you like lots of jewelry?_____5. Do you have a cell phone?6. Do you like to eat a lot?____7. Would you like a nice home of your own?_____8. Do you plan to have a family some day?_____9. Do you plan to use credit cards?______10. What is your dream career choice?__ Income per month?__

Activity Time: Write it Down:

It is not Who You Know! It is WHAT You Know!

Global Competition

SOURCE "Global Gamesmanship," Harvard Business Review, Vol. 81, No. 5, May 2003.

Someone is competing with you for your future.

Where do most of your shoes comes from?

What is happening to many of our factories in America?

What do Business & Industry Need?

• Solid academic preparation• Good communication skills

(verbal and written)• Sound science and math

foundation• Ability to think critically and

make decisions• Computer-literate • Team-oriented employees

A job is a task that you get paid for, but don’t necessarily enjoy.

A career is a task you enjoy doing, and get paid to do what you enjoy.

Job or Career?

Here are some facts about professional athletes. Nationally, approximately 971,000 high school students play football. 65,000 of those students go on to play college football. Of those 65,000, 875 sign NFL contracts. 300 of those actually make the roster. That’s .03%, and the numbers are even smaller for other professional sports. Also, the majority of professional athletes go to college.

So you want to be a Professional Athlete?

.

WORKING LIFEOF 48 YEARS

HIGH SCHOOL

WHY?• Keep up to date in current job/vocation• Retrain for newly created jobs• Have flexibility to switch careers

Life-span AnalysisHigh school is the most critical period in your life

Prepare Now! For Life-long Learning

0–140–14 14–1814–18 22–7022–70 70–9070–90

Your High School Transcript

• It is your scorecard.

• It is how colleges/employers evaluate you.

• It is the official record of:- student efforts/grades- attendance- accomplishments- extra-curricular activities

FACT…FACT…You have, at most, You have, at most, EIGHT YEARSEIGHT YEARS to learn the necessary skills needed to learn the necessary skills needed to “get by” before it’s time to start to “get by” before it’s time to start making your own living!making your own living!14 years old to 22 years old!14 years old to 22 years old!After thatAfter that……YOU’RE ON YOUR YOU’RE ON YOUR OWN!OWN!

Tennessee Scholars Have More Options

Work Community

College4 Year

UniversityMilitary

Technology or

Trade School

Why Choose to be a Tennessee Scholar?

What type of Career are you planning for?

http://www.swz.salary.com/salarywizard

» Six Figure Jobs ($100,000+)

» High Income Jobs ($80,000 - $100,000)

» Upper Middle Income Jobs ($50,000 -$80,000)

» Middle Income Jobs ($30,000 - $50,000)

» Entry Level Jobs ($10,000 - $30,000)

IMAGINE your job 40 hr per week$15 per hour average

$2,400 per month for a month with 4 weeks

$31,200

per year

Let’s Do the Math

Federal Income Tax(15%) $360

Starting Income $2400Federal Income Tax (15%) $360 $2040

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) $220 $1820

Social Security/Medicare(10.8%) $264

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705

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Medical/Dental Insurance$115

Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205

Housing $500(Rent: 1 bedroom/1 bathroom)

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905

Food $300

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605

Car Payments $300

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505

Car Insurance $100

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405

Car Expenses $100

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Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355

Telephone $50

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AmountLeft

Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255

Utilities $100

PaymentPaymentItemItem AmountLeft

AmountLeft

Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155

Clothing $100

PaymentPaymentItemItem AmountLeft

AmountLeft

Federal Income Tax (15%) $360 $2040Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155Entertainment 50 $ 105

Entertainment $50

PaymentPaymentItemItem AmountLeft

AmountLeft

Federal Income Tax (15%) $360 $2040

Social Security/Medicare (10.8%) 220$1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155Entertainment 50 $ 105Medical and Personal Items 50 $ 55

Medical and Personal Items$50

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Savings $25

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Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155Entertainment 50 $ 105Medical and Personal Items 50 $ 55Savings 25 $ 30

Miscellaneous $30

PaymentPaymentItemItem AmountLeft

AmountLeft

Federal Income Tax (15%) $360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155Entertainment 50 $ 105Medical and Personal Items 50 $ 55Savings 25 $ 30Miscellaneous $30 0

What would you change in this budget?Is there anything left out?

PaymentPaymentItemItem AmountLeft

AmountLeft

Federal Income Tax (15%) 360 $2040 Social Security/Medicare (10.8%) 220 $1820 Medical/Dental Insurance 115 $1705Housing 500 $1205Food 300 $ 905Car Payments 300 $ 605Car Insurance 100 $ 505Car expenses 100 $ 405Telephone 50 $ 355 Utilities 100 $ 255Clothing 100 $ 155Entertainment 50 $ 105Medical and Personal Items 50 $ 55Savings 25 $ 30Miscellaneous $30 0

Starting Income $2400

EMPLOYEE RIGHTS

UNDER THE FAIR LABOR STANDARDS ACT

THE UNITED STATES DEPARTMENT OF LABOR WAGE AND HOUR DIVISION

FEDERAL MINIMUM WAGE

$5.85 Per hr beginning July 24, 2007 $6.85 Per hr beginning July 24, 2008

$7.85 Per hr beginning July 24, 2009

Minimum Wage vs. Skilled Job

$6.85

x 40 hrs/wk

$274.00

x 52 wks/yr

$14,248.00 year

$6.85

x 40 hrs/wk

$274.00

x 52 wks/yr

$14,248.00 year

Unskilled Labor

Unskilled Labor

$15.00

x 40 hrs/wk

$600.00

x 52 wks/yr

$31,200.00 year

$15.00

x 40 hrs/wk

$600.00

x 52 wks/yr

$31,200.00 year

SkilledLabor

SkilledLabor

You choose!

Education PaysEducation PaysMedian Salary by Degree Median Salary by Degree

Earned, 2000Earned, 2000

$ 0

$ 1 0 , 0 0 0

$ 2 0 , 0 0 0

$ 3 0 , 0 0 0

$ 4 0 , 0 0 0

$ 5 0 , 0 0 0

$ 6 0 , 0 0 0

$ 7 0 , 0 0 0

$ 8 0 , 0 0 0

H ig h S c h o o lG r a d u a t e

A s s o c ia t e sD e g r e e

B a c h e lo r ' sD e g r e e

M a s t e r ' sD e g r e e

P r o f e s s io n a lD e g r e e

A n n u a l S a la r y

Highest Growth Occupations Highest Growth Occupations 2000-20102000-2010

Bachelors Degree

• Public Relations Manager• Advertising Manager• Computer Software

Engineer• Network Administrator• Network Systems Analyst• Database Administrator• Medical Services Manager

Associates Degree

• Computer Support Specialist

• Medical Records Technician• Health Information

Technician• Physical Therapy Assistant• Occupational Therapy

Assistant• Veterinary Technologists• Nurse

              $35.76/hr               $21.93/hr                    $36.99/hr    $43.88/hr       

$24.99/hr $38.83/hr                   $58.58/hr       $38.43/hr    

$22.52/hr                   $18.88/hr   $21.36/hr $30.00/hr +

Average Wages for Critical Skills Jobs in Tennessee

Health CareHealth Care

Ready for College =Ready for WorkEmployers are saying that the same courses that are needed to prepare you for college are the same ones they are requiring for new employees entering the workforce.

The next four years are the best chance you have to determine your future.

No matter what your past performance was, you have a brand new opportunity to become a better student and succeed in life!

Make becoming a State Scholar part of preparing for your Career Pathway!

Reasons to Be a Tennessee Scholars

Money College graduates will make $1.2 million more in total salary over their lifetime than non-college graduates.”

Rewards and recognition Business give rewards and incentives for staying on track. Tennessee Scholars get special recognition at graduation.

Job Preferential hiring many companies in 24 states have “Are you a State Scholar/” on their job application.

Scholarships and college success Tennessee Scholars have designated scholarships and the courses are designed to help you be more successful in college.

Post Secondary Institutions offering Scholarships to Tennessee Scholars

Cleveland State in Cleveland Bryan College in DaytonTechnology Center in Athens Dyersburg State Community College in DyersburgTN Technology Center in McNairy CoWalters State Community CollegeTN Technology Center of HarrimanEast State Community College BristolVolunteer State Community College TN Technology Center in ShelbyvilleOthers soon to be added

Academic Competitiveness Grants (ACG)

Students who are Pell-eligible U.S. Citizens enrolled full-time and have participated in a rigorous high school course of study, like the Scholars Course of Study, may qualify for:– Up to $750 for first year college students– Up to $1,300 for second year college students

Check “State Scholar Graduate” on your Free Application for Federal Student Aid (FAFSA) form to apply

Free Application for Federal Student Aid (FAFSA)

More info at www.studentaid.ed.gov

Any student seeking need-based or government aid of any kind must complete the FAFSA every year to remain eligible for Federal aid.

The U.S. Department of Education’s Federal student aid programs are the largest source of student aid in America. These programs provide more than $80 billion a year in grants, loans, and work-study assistance.

How Do You Become A Scholar?

• Sign Up with Your Guidance Counselor• Make sure you meet the requirements for

attendance, discipline and community service

• Make sure your maintain a “C” average• Collect all the rewards for being a

Tennessee Scholar

The only person you compete against to be a Tennessee Scholars is yourself. If you don’t make it is your choice!

TennesseeScholar

It’s YOUR choice...