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A Guide on Where to Get Rental Car Insurance

One of the most common questions that car renters today have is where to get rental car insurance. There are a few factors that you will need to take into consideration before deciding on where to get rental car insurance, which will be discussed in detail here.

Contact Your Insurance Company

It is important to know that when renting a car of any sort, you are going to need insurance. You may have adequate insurance on your own car which will be enough to cover the rental, but this is not always the case.

Including how much coverage

The first thing you should do before going to rent a car is contact your insurance company. You will want to ask them several questions, including how much coverage you presently have on your own vehicle. You should also call your credit card company, and find out what sort of insurance your card provides, because levels of coverage will vary.

Available Coverage

Once you are aware of the insurance that you presently have, you can begin to look for rental car counter insurance, if you need to.

This is one of the most important steps in the process of deciding where to get rental car insurance, and you will need to be aware of the different coverage that rental car insurance can cover.

Liability insurance

Liability insurance is often covered, and this provides excess liability coverage of up to $1 million for the time that you rent a car. Personal accident insurance is another option, and this provides coverage to you and your passengers for any medical or ambulance bills. This may not be necessary if you already have adequate medical coverage under you present auto policy, and usually costs about $4 a day.

Making the Decision

When deciding where to get rental car insurance, it is important that you consider all options, and choose the one best suited for you. When figuring out where to get rental car insurance from remember that one company is not going to be best for all renters, so you should never just decide to go with a certain company because someone else did.

Reviews and opinions

Reviews and opinions mean a lot, so ask around to your family and friends, see which companies they went through, what sort of coverage they got, and so on, in order to assist you in your own decision making process. By doing this you will be able to choose the right rental car insurance company for you.

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