Borrower/s: Date:

Completed Loan Builder Calculations - This comes from the Initial Scenario Request submitted to FGMC. MaxBase Loan Amount on LoanBuilder should match Max Base Loan amount on 1003.Lot / Land Acquisition - If Building on own land, a current payoff will be needed if there is an existing lien. Ifland is to be purchased, a Purchase Agreement for the land must be included.Purchase Agreement / Contract for Home and Improvements - Purchase Agreement should reflectLoanBuilderCalculations.Manufactured Construction Cost Breakdown - This will be provided by the Construction Resource Team andwill be based on the LoanBuilder calculations

Specific Pages from the Blueprints/Plans (listed below) with Dated Builder and Borrower Signatures on each page(if VA, refer to VA Handbook 10.10 Construction Exhibits for Preparation) a. Floor Plan/s b. Foundation Plan c. Elevation Pages showing the Front, Rear, and Sides of the Home

Builder's Certification - FHA uses HUD-92541. For Manufactured homes mark items 2,3,4,5,8

The following documents are Required for Project Underwrite. Failure to include these documents will result in the

file being suspended until they are received.

In addition to the Documents listed above, the following documents will be needed to order theappraisal, and should accompany the initial submission if possible.

Builder Acceptance Completed by FGMC

Homeowner's Insurance Quote: Builder's Risk or Under Construction endorsement recommended. IfHomeowner will provide Builder's Risk (CONV and FHA only ), an Under Construction Endorsement orHomeowners Conversion Policy must be in place.Manufacturer's Invoice for Home - Should reflect serial numbers and Payoff Statement (when available)

The Following Documents are Not Required for Project Underwrite, but must be submitted in a timelyfashion in order to receive Clear to Close. CTC will not be issued without these documents

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Construction Underwriting SubmissionChecklist Manufactured

Structural Engineering Cert of the Foundation Plans - This requires both the foundation plan sealed ansigned by a Structural Engineer, and a letter stating that the Foundation will meet all local and HUD requirementsDescription of Materials with Dated Borrower and Builder signatures - FHA/VA Only - (FHA requires signedHUD-92005, VA requires either HUD-92005 or VA 26-1852)Proposed Plot Plan completed by Builder - Not required to be to scale, and must show Home placement onthe lot, and must include the distances to well and septic (if applicable)Manufactured Home Construction Draw Disclosure

Manufactured Home Construction Requirements - (FHA/VA loans only)Disbursement Authorization and Appointment of Agent - Must be completed or Borrower approval will berequired for all disbursements of funds.Agreement Regarding Payment of Interest

FHA/VA Construction/Permanent Loan Disclosure - Only on FHA and VA loans. Must also be included inLender's HUD case binder.Builder Attestation Form Regarding State and Local Licensing

Completed "As-Complete" Appraisal - This should typically be ordered after the disclosure of the loan. a. Wholesale - FGMC will be responsible for the ordering of FHA and Conventional appraisals VA appraisals must be ordered by the submitting Broker b. Correspondent - Appraisal ordering will be the responsibility of the submitting Correspondent

Interest Rate Disclosure - To be completed once the loan has been locked. Must match lock terms

The Following Documents are Not Required for Project Underwrite, but must be submitted in a timelyfashion in order to receive Clear to Close. CTC will not be issued without these documents (Cont’d)

VA Handbook 10.10 VA Property Eligibility and Appraisal RequestsHUD 92005 HUD Description of Materials FormVA 26-1852 VA Description of Materials FormBuilders Cert HUD Builder's Certification of Plans, Specs and SiteConstructionResourceTeam@fgmc.com Any questions, issues, scenarios, etc.

Helpful Links

FGMC | Construction Underwriting Submission Checklist Manufactured | v1114 | Page 2

Construction Underwriting SubmissionChecklist Manufactured