3rd & 4th October 2013 Istanbul – Turkey

Ishfaq Khan – Account Manager EMEA WorldReach Network

5th International Istanbul Insurance Conference

Content

• FM Global Overview• FM Global Business Model• External Validation• Conclusion

FM Global Overview

178 Years of Experience

Founded: 1835

Owned by Policyholders

Type of Company: Mutual

Specialists

Type of Insurance: Property Only

History

5,200 Employees

Engineers: 1,800

Field Inspections: 110,000 annually in 142 countries

$125M Research Campus

63% Loss Ratio - 7 year avg.

Industry 7 yr. Average: 78%

Loss Control

Worldwide Territory

Offices: 51

Local Admitted policies placed: 110 countries

26% Global Market Share

U.S. Market Share: 35%

94% Customer Retention

Industry Average: < 80%

Operations

Highly Rated

A.M. Best - A+, Superior Fitch - AA, Very StrongFinancial Strength

Total Assets: $16.4 Billion

Claims Paying Ability

Surplus: $8.7 Billion

Membership Credits

Credited Premium: $2.1 Billion

Financials

FM Global Business Model

Delivering Value to Clients Through Four Key Differences

• Mutual Governance• Specialty Focus• Loss Prevention • Global Consistency

FM Global Differences

Mutual Structure

Value Created for Client

• Voice

• Large, stable capacity

• Opportunity for client to share in positive experience

So what?

• Client/owner commitment

• High tolerance for volatility

• Reduced dependence on reinsurance

Value Created for Client

• Informed Risk Management decisions

• Program stability and continuity

• Rapid, fair claims settlement

So what?• Complete

commitment to large property segment

• Depth, knowledge, expertise

• Capital dedicated solely toward short tail business

• Dedicated claims service

Specialty Focus

• Assets versus Expense

• Understand the Hazard

• Exposure Driven Engineering

• Practical Solutions

Value Created for Client

• Understand Risk

• Control Destiny

So what?

Belief that loss is preventable

Research Campus

• Consistent worldwide approach to loss prevention, underwriting and claims

• Transactional excellence

Value Created for Client

• Control based on client needs

• Easy access to local

issues/information

• Timely policy issuance, premium

collection and efficient cash flow

So what?

Global Consistency

Global Consistency

Belief that loss is preventable

Specialty Focus

Mutual Structure

Client Value Summary

• Control • Easy access• Timely issuance

• Understand Risk• Control Destiny

• Informed decisions• Program stability• Rapid, fair claims

• Voice• Large Capacity• Share + experience

External Validation

Ranked #1 by U.S. Companies in the five most critical areas of insurance carrier performance

Performance

FM Global#766

Named Best Global Property Insurer and Best Property Insurer – North America

ty Insurer – North America

Third Parties tell us….

Public Acknowledgement

Global Finance Magazine Names FM Global ‘World’s Best Supply Chain Risk-Consulting Services Provider’July 17, 2013 JOHNSTON, R.I., USA—Commercial and industrial property insurer FM Global has been named the “World’s Best Supply Chain Risk-Consulting Services Provider” by Global Finance magazine in its July/August 2013 issue.FM Global “provides clients with tools and services to help them better understand and mitigate risk in their supply chains,” reports Global Finance in its rankings of the “World’s Best Supply Chain Finance Providers 2013.” The insurer “also includes awareness materials that enable companies to better understand their supply chain and associated risks. And its online toolkit helps companies better protect their supply chains against natural disasters.

Conclusion

• We are a specialized Mutual insurance company

• Mono-line Insurer – Commercial & Industrial Risk only

• World leader in Insurance Risk Management & Research

• Engineering driven underwriting

• Financial Rating - A.M. Best - A+, Superior & Fitch - AA, Very

Strong

• Total Assets: USD $16.4 Billion

• Insure 1 in every 3 Fortune 1000 Company

Remember who we are?

Thank You