2017 employer health benefits survey chart pack

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Employer Health Benefits Survey 2017 Release Slides September 19, 2017

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Employer Health Benefits Survey 2017

Release SlidesSeptember 19, 2017

Figure 1

Figure 2

Figure 3Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators, 2000-2017

* Estimate is statistically different from estimate for the previous year shown (p < .05).

SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017. Bureau of Labor Statistics, Consumer Price Index, U.S. City Average of Annual Inflation (April to April), 1999-2017; Bureau of Labor Statistics, Seasonally Adjusted Data from the Current Employment Statistics Survey, 1999-2017 (April to April).

3.1% 3.3%

1.6%2.2%

2.3%

3.5%

3.5%2.6%

3.9%

-0.7%2.2%

3.2%2.3%

1.1%2.0%

-0.2% 1.1%

2.2%

3.9% 4.0%

2.7% 3.0%

2.0%2.7%

3.9%3.8%

3.7%3.3%

2.4%

2.1%1.7%

1.8% 2.4% 2.0%2.6%

2.3%

11.0%10.0%

13.0% 13.0%

10.0%*

9.0%

6.0%*

5.0% 5.0% 5.0%

3.0%

9.0%*

4.0%* 4.0%

3.0%4.0%

3.0% 3.0%

-2%

0%

2%

4%

6%

8%

10%

12%

14%

16%

18%

20%

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Overall Inflation Workers' Earnings Family Premiums

Figure 4

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Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

55%57% 58%

54% 53%50% 50%

53%50%

52%49%

52%48%* 47% 46%

44% 45% 44% 43%

66% 67%69% 69% 68% 68%

66%63%

65% 66% 65%63% 64%

62% 61% 62% 63%61% 62%

62% 63% 65%63% 62% 61% 60% 59% 59% 60% 59% 59% 58%

56% 56% 55% 56% 55% 55%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS

Figure 12

Percentage of All Workers Covered by Their Employer's Health Benefits, Both In Firms Offering and Not Offering Health Benefits, by Firm Size, 1999-2017

* Estimate is statistically different from estimate for the previous year shown (p < .05).

SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017.

Figure 13

Figure 14

Figure 15

Figure 16

Figure 17

81% 82% 83%87% 88%

94%*98%* 98% 98%

31%35%

38% 38% 38%

44%*49%

55% 57%

19% 19% 19%15%* 15% 13% 13%

16% 18%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2009 2010 2011 2012 2013 2014 2015 2016 2017

Covered Workers with an OOP Maximum OOP Maximum Above $3,000 OOP Maximum Above $6,000

Figure 18Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage, 2009-2017

* Estimate is statistically different from estimate for the previous year shown (p < .05).

NOTE: OOP refers to ‘out-of-pocket.’ Out-of-pocket maximums reported are for in-network services. Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold. Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold.

SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2009-2017.

Figure 19

Figure 20

Figure 21

Figure 22

* Estimate is statistically different between All Small Firms and All Large Firms estimates (p < .05).NOTE: 'Specific Wellness Programs' include 'Programs to Help Employees Stop Smoking', 'Programs to Help Employees Lose Weight', or 'Other Lifestyle or Behavioral Coaching'.SOURCE: Kaiser Family Foundation and Health Research & Educational Trust, Employer Health Benefits Survey, 2017.

Exhibit 6: Among Firms Offering Health Benefits, Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives, by Firm Size, 2017

27%*

85%*

7%*

28%*

52%*

32%*

62%*

7%*

58%*

2%*

5%*

21%*

5%*

38%*

0% 20% 40% 60% 80% 100%

Incentive for Participating Inor Completing Wellness Programs

Offers Specific Wellness Programs

Incentive for MeetingBiometric Outcomes

Incentive for CompletingBiometric Screening

Offers Biometric Screening

Incentive for CompletingHealth Risk Assessment

Offers Health Risk Assessment

All Small Firms (3-199 Workers) All Large Firms (200 or More Workers)

Health Risk Assessments

Biometric Screenings

Wellness Programs

Figure 23

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Figure 26