15 money saving tips

Download 15 Money Saving Tips

Post on 18-Dec-2014

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As you seek to get your finances under control, it is quite possible you are running into trouble with a few categories on your budget. As I recall our own journey towards financial wellness my wife and I ran into that problem. For us there were 3 categories where the spending fluctuated greatly: groceries, restaurants, and recreation/entertainment.

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  • 1. 15 SAVING MONEY TIPS15 SAVING MONEY TIPS Jos R. Figueroa May-2014 www.figueroafinancial.com

2. DO YOU NEED HELP?DO YOU NEED HELP? May-201415 Money Saving Tips - www.figueroafinancial.com 2 Do you struggle withsaving moneyon everyday purchases? As you seek to get your finances under control, it is quite possible you are running into trouble with a few categories on yourbudget. As I recall our own journey towards financial wellness my wife and I ran into that problem. For us there were 3 categories where the spending fluctuated greatly: groceries,restaurants, andrecreation/entertainment. I know these areas could be a challenge for you as well and I wanted to help with 15 money saving tips. 3. GROCERIESGROCERIES May-201415 Money Saving Tips - www.figueroafinancial.com 3 1. Use coupons. 2. Shop with a list and only get those items on the list. 3. Its ok to get the store brand. In many cases, the items are as good as the name brand. 4. Dont go shopping when you are hungry. You will want to buy anything and everything! 5. Use cash (envelope system). When the money runs out, you stop shopping. 4. RESTAURANTSRESTAURANTS May-201415 Money Saving Tips - www.figueroafinancial.com 4 Yes, it is ok to eat out even when you are on a budget. Just make sure your spending is consistent with your income and that you plan for it in your budget. In addition: 1.Look for special offers like 2 for the price of 1. 2.Couples: Order an appetizer and share a meal. 3.Drink water. This is cheaper than drinks, tea, or soft drinks and water is better for you anyway. 4.Use cash (envelope system). When the money runs out, its time for leftovers. 5. RECREATION/ENTERTAINMENT: MOVIESRECREATION/ENTERTAINMENT: MOVIES May-201415 Money Saving Tips - www.figueroafinancial.com 5 1. Go to the first show of the day, or a matinee and save on the full ticket price. One of my readers say that he and his wife do this on Sunday mornings on a weekly basis as their date day. It is cheaper and it helps your relationship! 2. Looking for a rental for a home movie night?Redboxoffers rentals for about$1(if you register withRedbox, you get coupons via e-mail).You could even do an internet search for coupons and find some coupons for free movies (it might apply to other items as well). 6. RECREATION/ENTERTAINMENT: PARKSRECREATION/ENTERTAINMENT: PARKS May-201415 Money Saving Tips - www.figueroafinancial.com 6 Watch out for special deals at parks/museums in your local area. One of my readers indicated that she watches for the Dollar Days at the local Zoo. 7. RECREATION/ENTERTAINMENT: BOOKSRECREATION/ENTERTAINMENT: BOOKS May-201415 Money Saving Tips - www.figueroafinancial.com 7 1. Dont buy the hard cover edition of a book. Wait for the paperback edition. 2. Shop at a store that resells books at discounted prices (like Half Price Books). You can find a great selection of used books at great prices. 3. Get a library card from your local library and take advantage of the opportunity of borrowing a book. 8. May-201415 Money Saving Tips - www.figueroafinancial.com 8 ABOUT THE AUTHORABOUT THE AUTHOR Jos R. Figueroa is a Personal Finance Coach/Blogger @ Figueroa Financial: Help and Hope for Your Finances. He is also the author of the e-books 7 Principles for Financial Success and Not Mine, Not Yours, But Ours now available @ Amazon. 9. May-201415 Money Saving Tips - www.figueroafinancial.com 9 FIGUEROA FINANCIAL: CONTACTFIGUEROA FINANCIAL: CONTACT INFORMATIONINFORMATION Website: www.figueroafinancial.com e-mail: jose.figueroa310@gmail.com Facebook: www.facebook.com/figueroafinancial Twitter: https://twitter.com/FigueroaFin LinkedIn: http://www.linkedin.com/in/jrfigueroa Google+: https://plus.google.com/u/0/b/111459341392513036380/111459341392513036380/posts Pinterest: http://www.pinterest.com/jfigueroa310/personal-finances-coaching/ 10. May-201415 Money Saving Tips - www.figueroafinancial.com 9 FIGUEROA FINANCIAL: CONTACTFIGUEROA FINANCIAL: CONTACT INFORMATIONINFORMATION Website: www.figueroafinancial.com e-mail: jose.figueroa310@gmail.com Facebook: www.facebook.com/figueroafinancial Twitter: https://twitter.com/FigueroaFin LinkedIn: http://www.linkedin.com/in/jrfigueroa Google+: https://plus.google.com/u/0/b/111459341392513036380/111459341392513036380/posts Pinterest: http://www.pinterest.com/jfigueroa310/personal-finances-coaching/