__________________________________________ Protecting Tomorrow, TODAY!

$145,328

Hospital bill from a

Heart-Attack followed byQuadruple

bypass

Bankruptcy! 62% are medical related

WHO DO YOU KNOW?

• Family

• Friends

• Co-worker

Where would YOU go?Smallville medical Center

Mayo Clinic

Johns Hopkins

American Hospital AssociationPercentage of Admissions

Critical Illness 68%

Accidents 18%

Other14%

Dr. and the Hospital

YOU

Without a plan you may have to dip into or accept:

401k

IRASavings

Charity

HandoutsKids College Tuition

Face amounts range from

$5,000 up to $500,000• Maintain your lifestyle• Payoff debts: autos, credit cards, etc.• Payoff your mortgage• Keep business afloat during your absence

I could heal a man medically only to lose him

to financial stress!

First Critical IllnessPolicy was issued

In 1983Dr. Marius Barnard

1 in 8 1 in 6

1 in 325

Life Insurance VS. Living Insurance

The Big Three

•Cancer•Heart-Attack•Stroke

• Major Organ Transplant• Coma• Kidney Failure• Major Burns• Paralysis• Loss of Limb• Blindness• Deafness• Bypass Surgery• Advanced Alzheimer’s• Heart Valve Surgery• Terminal Illness• Angioplasty• Death

2 Million EVERY YearEvery 26 seconds someone will

become THE-OTHER-GUY

SUDDEN & UNEXPECTED

IT CAN HAPPEN TO YOU

Most people could protect their financial future

For the price of a cup of coffee a day!

2 Undeniable Pains

• Discipline: Pay for something today and have no pain in the future.

• Regret: Deciding NOT to act today and suffering financially at a

future date.

Hope is simply NOT a strategy!